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Shop with Snap at thousands of stores nationwide, in store and online.
What could your payments look like?
Our payments plans are flexible to fit your paydays and lifestyle, with early buyout options to reduce overall cost.
Select Transaction Amount
$1,250.00
$150
$1,250
$2,500
$3,750
$5,000
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How often do you get paid?
For illustrative purposes only.
This is an example of a lease-to-own transaction, based on 36 payments twice a month for a total amount of $2,487.50 with a cost of lease of $2,686.50. Your total approval amount and cost of lease may vary.
What is Snap Finance?
Founded in 2012, Snap Finance is the largest privately held subprime consumer finance company. Snap-branded products include bank installment loans, retail installment contracts, and lease-to-own financing. Our industry-leading data science team guides our underwriting to give customers the best chance of approval, while our Merchant Support and Customer Care teams deliver world-class support.
How do I apply?
Easily apply online or in-store, using text or QR code. Get a decision in seconds. If approved, use your approved amount to get what you need from your favorite stores.
What is lease-to-own financing?
With lease-to-own financing, Snap pays for the merchandise up front, so we own it. You take it home and lease it from us until you make all your payments and fulfill the terms of your agreement. Then it’s yours. It’s that simple.
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