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Schedule your flexible payments

Shop with Snap at thousands of stores nationwide, in store and online.

What could your payments look like?

Our payments plans are flexible to fit your paydays and lifestyle, with early buyout options to reduce overall cost.

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How often do you get paid?

For illustrative purposes only.

This is an example of a lease-to-own transaction, based on 36 payments twice a month for a total amount of $2,487.50 with a cost of lease of $2,686.50. Your total approval amount and cost of lease may vary.

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Twice a Month
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Frequently Asked Questions

Founded in 2012, Snap Finance is the largest privately held subprime consumer finance company. Snap-branded products include bank installment loans, retail installment contracts, and lease-to-own financing. Our industry-leading data science team guides our underwriting to give customers the best chance of approval, while our Merchant Support and Customer Care teams deliver world-class support.

Easily apply online or in-store, using text or QR code. Get a decision in seconds. If approved, use your approved amount to get what you need from your favorite stores.

With lease-to-own financing, Snap pays for the merchandise up front, so we own it. You take it home and lease it from us until you make all your payments and fulfill the terms of your agreement. Then it’s yours. It’s that simple.

Customer focused, honest review


Rob G

Snap is great!

This service helped me cover a substantial car repair without having to outlay any of my own cash at the time of repair. Then, when I needed customer support, Fernanda was super helpful and was able to ensure that my loan was paid off timely.


Kimberly M

Best experience!

Excellent customer care! Patient, knowledgeable, clear guidance and full disclosure of terms, safe and secure handling of my new account!


Charles A

This is my second time using Snap

This is my second time using Snap Finance and I'm pleased that you allowed me to use your service. You were there when I needed you and I hope that your company…


Carmen P

I'm pleased with the company as of today

I purchased a living room set last November. I like the payments, they are very cheap to me at $51 every two weeks. My credit isn't so good so I was happy they gave me…

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