Need it now?
No Credit?¹No problem.
No Credit?¹
Sometimes you need more time to pay, no matter how your finances stack up. Get it now with Snap. Finding a store is the easy first step.
Won't affect your FICO® credit score¹
Get more time to pay with Snap. Apply in minutes. Get a decision in seconds.
More time to pay
Get it now with lease-to-own financing, an installment loan, or a retail installment contract.²
No credit needed¹
We think outside the box – and your credit score – to determine your creditworthiness.
So quick, so easy
Apply in minutes, get a decision in seconds. Approvals from $300 to $5,000.3
What could your payments look like?
Our payments plans are flexible to fit your paydays and lifestyle, with early buyout options to reduce overall cost.
Select Transaction Amount
$1,250.00
$150
$1,250
$2,500
$3,750
$5,000
Adjust the slider to estimate your payments.
How often do you get paid?
For illustrative purposes only.
This is an example of a lease-to-own transaction, based on 36 payments twice a month for a total amount of $2,487.50 with a cost of lease of $2,686.50. Your total approval amount and cost of lease may vary.
Shop thousands of stores
Shop the stores you love, in-store or online, with added purchasing power. Ask if you can apply with Snap.
Join the more than 5 million customers who love Snap
"Super helpful! Excellent service. They really make it stress free and easy to get the right mattress. Highly recommended."
Christopher K.
"To start with, the staff that treated me was excellent, friendly, good treatment, and also good payment options with the appliances. I loved it. In the future, I will surely look for them again and I recommend it."
Erikson A.
"Their call center is very professional and attentive. They gave me all options available and were able to satisfy all my wants. This is definitely an option for people who have a hard time saving money for things they need or want."
Gino G.
Rated 'Excellent' on
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