Snap Finance Logo

Shop for electronics.
Pay later.

Need it now? No credit?¹ Pay later with Snap. Finding a store is the first step.
Get Started

Won't affect your FICO® credit score¹

Why choose Snap? 

More time to pay

Get it now with lease-to-own financing, an installment loan, or a retail installment contract.²

No credit needed¹

We think outside the box – and your credit score – to determine your creditworthiness.

So quick, so easy

Apply in minutes, get a decision in seconds. Approvals from $300 to $5,000.3

What could your payments look like?

Our payments plans are flexible to fit your paydays and lifestyle, with early buyout options to reduce overall cost.

Select Transaction Amount

$1,250.00

$150

$1,250

$2,500

$3,750

$5,000

Adjust the slider to estimate your payments.

How often do you get paid?

For illustrative purposes only.

This is an example of a lease-to-own transaction, based on 36 payments twice a month for a total amount of $2,487.50 with a cost of lease of $2,686.50. Your total approval amount and cost of lease may vary.

Payment plan
$74.35
Twice a Month
Estimated # of payments

36

Total payments

$2,487.50

Get Started

Shop thousands of stores

Shop the stores you love, in-store or online, with added purchasing power. Ask if you can apply with Snap. 

Tires
Tires
Furniture
Furniture
Electronics
Electronics
Mattresses
Mattresses
Repairs
Repairs
Appliances
Appliances
Explore
Explore

Real experiences, real results

"Super helpful! Excellent service. 
They really make it stress free and easy to 
get the right mattress. Highly recommended."

Christopher K.


"To start with, the staff that treated me was excellent, friendly, good treatment, and also good payment options with the appliances. I loved it. In the future, I will surely look for them again and I recommend it."

Erikson A.


"Their call center is very professional and attentive. They gave me all options available and were able to satisfy all my wants. This is definitely an option for people who have a hard time saving money for things they need or want."

Gino G.

Rated 'Excellent' on

Snap goes where you go. Get our app now.