Snap Finance Logo
For BusinessHelp
Snap Finance Logo
Snap Finance Logo
  • For Business

  • Help
  • - Customers
    - Merchant Partners

Experience the Snap difference.

All credit types welcome to apply.1

Shop now, pay later with Snap’s lease-to-own financing.

  • Get what you need now with approvals from $300 to $5,000.
  • Apply in minutes with no impact to your FICO® score and get a decision in seconds.1
  • Use Snap's Maximum-Term Plan or choose an early ownership option to save on overall lease costs.2

Need financing? Snap Loan® can help.

  • Get the services and products you need now.
  • Approvals from $300 to $5,000.
  • Apply in minutes, get a decision in seconds.

Our Impact

2,400+

Snap team volunteer hours in 2023

60%

of Snap team members volunteered in 2023

$4 million+

in charitable giving since 2021

Tap in to an untapped market

Snap and our partners look at more than traditional credit scores to determine creditworthiness. Customers who have been turned down by other providers are often approved. 

106M

U.S. consumers are unable to secure credit at mainstream rates.3

$8B+

in funded partner sales

5M+

customers served by Snap

50K+

Snap partners

Experience the difference Snap makes for our partners2

75

%

say partnering with Snap increased their revenue

80

%

report customers spend more with Snap

83

%

say they’re more likely to close the sale with Snap

Making a difference for businesses of every size

Shawn A.

Big O Tires | Thornydale, AZ

"Snap is a quick, easy, within two-day process and the money's in our bank. We get approvals within minutes. Snap has been a good partner with us. We're getting a wider customer base for one, and whenever you do that you're getting more sales."

Aroldo S.

Deviate Autosport | Houston, TX

"I feel at Snap, they really back up their customer and support us. If we have any questions, theyre ready to anser them. I can text them or call them. They keep me in the loop with all the new features they have. I’m really happy with them."

Mateo B.

A&R Furniture | Online Merchant

"We’ve been working with Snap for eight years. Snap helps us close more deals. The customer service is great. I love to work with Snap and look forward to working with them for many more years. If I only had one word to describe Snap, it would be ‘great.’”

Excellent rating
Based on verified reviews
Google Reviews | See allGoogle Reviews | See all

Discover why our customers and partners trust Snap.

Snap Finance Logo

For Customers

  • How It Works
  • Find a Store
  • Blog
  • Customer Help

For Business

  • Snap for Your Business
  • For Developers
  • Business Blog
  • Business Help
  • eBook & Research Library

Browse Stores

  • Wheel and Tire Financing
  • Furniture Financing
  • Appliance Financing
  • Mattress Financing
  • Computer Financing
  • Car Audio Financing
  • Jewelry Financing

About Snap

  • About Us
  • Life At Snap
  • Careers
  • Corporate Social Responsibility
  • Newsroom
PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & Conditions© 2025 Snap Finance®