Say hello to more customers
Turn shoppers into buyers and grow your business with Snap Finance. We help millions of customers with less-than-perfect credit get what they need.
Have questions about partnering with Snap? Call 855-752-0853
Are you a current Snap Merchant looking for support? Call 877-789-4384
How Snap works for your business
Quick onboarding
Outstanding bilingual support and seamless integration make it easy to get started with Snap.
Easy applications
Shoppers can apply in minutes, online or in-store, and get a decision in seconds.
Always-on marketing
Snap’s network of preapproved shoppers and our Store Locator mean more business for you.
Tap in to an untapped market
Offering financing solutions to customers with less than perfect credit can help you expand your customer base and increase sales.
Here’s what our retail partners say
76%
say customers get more with Snap
75%
report offering Snap has increased sales
83%
say customers are more likely to make a purchase with Snap
$8 Billion
in partner sales
5+ Million
customers served
$13.8 Billion
in EDGE leads sent to our partners
Among those with FICO® scores below 670
switch to a different store for more financing options
spend more because financing is available
More time to pay means more business for you
Increased revenue
Reach more customers and close more sales with our strong
approval rates.
Supercharged sales
Increase average order value – customers using Snap spend 59% more at checkout.
Fast funding
Enjoy expedited payments, typically within two business days of merchandise delivery.
Expanded reach
Target new and repeat business and generate revenue with our preapproved leads.
How Snap can help you and your customers
Snap’s loan options or lease-to-own financing may be right for your business, depending on where you’re located and what you offer. No matter the option, all credit types are welcome.
Snap’s installment loans and retail installment contracts help customers pay over time for purchases and services – with no hassles for you.
With lease-to-own financing, Snap buys the merchandise from you and leases it to your customer. After the customer makes all their payments, they own it. It’s that simple.
Why 5 million+ customers love Snap
Shopping power
Shoppers can get more of what they need and want with approvals from $300 to $5,000.
Easy applications
Customers apply in minutes and get a decision in seconds.
Multiple solutions
Customers can get what they need now and pay later with lease-to-own financing, an installment loan, or a retail installment contract.
Power your business with Snap
Our extensive merchant network helps consumers get the products and services they need now.
Making a difference for businesses of every size
“I feel at Snap, they really back up their customer and support us. If we have any questions, they’re ready to answer them. I can text them or call them. They keep me in the loop with all the new features they have. I’m really happy with them.”
"Snap is a quick, easy, within two-day process and the money’s in our bank. We get approvals within minutes. Snap has been a good partner with us. We’re getting a wider customer base for one, and whenever you do that you’re getting more sales."
“We’ve been working with Snap for eight years. Snap helps us close more deals. The customer service is great. I love to work with Snap and look forward to working with them for many more years. If I only had one word to describe Snap, it would be ‘great.’”
Reach your customers where they shop
In-store
Snap’s point-of-purchase marketing materials help you close the sale. Customers can apply from their smartphone using text-to-apply or QR code, or apply from our app. Or guide them through an application on Snap’s easy-to-use Merchant Portal.
Online
Snap easily integrates with your e-commerce platform to streamline online sales and financing. To reduce cart abandonment, online shoppers get a decision in seconds and can use their approved amount immediately – and never leave your site.