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Infographic: Five things your business should know about credit-challenged consumers
What businesses should know about credit-challenged consumers to better meet the needs of the subprime market.
Mar 27, 2025
2 min. read


To help your business better understand and meet the needs of credit-challenged consumers, Snap Finance surveyed customers with and without lower credit scores. Here’s what you should know about the subprime or tertiary market.
Takeaways for your business
Credit-challenged consumers make up a large portion of the market.
Lower credit scores influence how and where people shop.
Credit-challenged shoppers continue to buy necessities such as electronics, appliances, and tires.
Lease-to-own and installment options can keep credit-challenged customers from walking away.
