39%
could not have paid for a major purchase or service without financing
63%
say financing makes major purchases more affordable
41%
described their current financial situation as unstable or very unstable
Cómo funciona Snap
A veces, usted necesita más tiempo para pagar, sin importar cómo estén sus finanzas. Obtenga lo que necesita ahora con Snap.
Encuentre una tienda.
Encontrar una tienda es el primer paso. Compre en miles de tiendas, en línea o cerca de usted.
Aplique
Aplique en minutos, en la tienda o en línea. Obtenga una decisión en segundos sin impacto en su puntaje FICO. ¹
Comience a comprar
Use su monto aprobado para obtener lo que quiere y necesita hoy, y pague después.
Reach more customers and close more sales with our strong approval rates1
58% of credit-challenged consumers spent more because financing was available2
Target new and repeat business and generate revenue with our preapproved leads
Enjoy expedited payments, typically within two business days of merchandise delivery or completed invoice
Disclosures
Snap Finance, its affiliates, and partners offer consumers a range of solutions, which may include lease-to-own financing, retail installment contracts, installment loans, and credit cards. Product availability may vary by state, merchant, industry, and qualification criteria. Certain products are issued by independent merchants or bank partners and serviced by Snap Finance LLC. For more information, visit https://snapfinance.com/legal/products.
Findings based on Snap Finance proprietary research conducted through Accelerant Research’s Agora panel in March 2026 with 2,873 U.S. consumers who are household are financial decision makers who have made a $300+ purchase in the prior six months across 14 product categories. Respondents’ answers were categorized by their self-identified credit scores above or below 670.
1 Not all applicants are approved. Approvals subject to underwriting qualification criteria.
2 Merchant Pulse Study. Snap Finance, 2023.
