Pague después.

Compre ahora.

Snap reinventa la evaluación crediticia con sus productos financieros.

Key insights from new Snap Finance research

Among consumers with credit scores below 670:

39%

could not have paid for a major purchase or service without financing

63%

say financing makes major purchases more affordable

41%

described their current financial situation as unstable or very unstable

Cómo funciona Snap

A veces, usted necesita más tiempo para pagar, sin importar cómo estén sus finanzas. Obtenga lo que necesita ahora con Snap.

Encuentre una tienda.

Encontrar una tienda es el primer paso. Compre en miles de tiendas, en línea o cerca de usted.

A person smiles while looking at a smartphone, standing in front of stacked tires. A circular graphic shows 39%.

Aplique

Aplique en minutos, en la tienda o en línea. Obtenga una decisión en segundos sin impacto en su puntaje FICO. ¹

A woman using her smartphone in a furniture store next to a sign offering approvals up to $5,000. A blue graphic shows 44%.

Comience a comprar

Use su monto aprobado para obtener lo que quiere y necesita hoy, y pague después.

Woman in a denim jacket smiling and using a smartphone with a 38% progress circle overlay on the left.

More time to pay means more business for you

Increased revenue

Reach more customers and close more sales with our strong approval rates¹

Supercharged sales

58% of credit-challenged consumers spent more because financing was available²

Expanded reach

Target new and repeat business and generate revenue with our preapproved leads

Fast funding

Enjoy expedited payments, typically within two business days of merchandise delivery or completed invoice

Disclosures

Snap Finance, its affiliates, and partners offer consumers a range of solutions, which may include lease-to-own financing, retail installment contracts, installment loans, and credit cards. Product availability may vary by state, merchant, industry, and qualification criteria. Certain products are issued by independent merchants or bank partners and serviced by Snap Finance LLC. For more information, visit https://snapfinance.com/legal/products.

Findings based on Snap Finance proprietary research conducted through Accelerant Research’s Agora panel in March 2026 with 2,873 U.S. consumers who are household are financial decision makers who have made a $300+ purchase in the prior six months across 14 product categories. Respondents’ answers were categorized by their self-identified credit scores above or below 670.

¹Not all applicants are approved. Approvals subject to underwriting qualification criteria.

²Merchant Pulse Study. Snap Finance, 2023.