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Keep moving with Pep Boys.

Pay later with Snap Finance.

Good credit? Poor credit? No credit?
Snap Finance has you covered with lease-to-own financing and loan options to help you get what you need.¹
A red SUV parked in front of a Pep Boys Auto Service & Tires store, with signs for brakes, tires, and oil change visible on the window.A red SUV parked in front of a Pep Boys Auto Service & Tires store, with signs for brakes, tires, and oil change visible on the window.

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Select your state and find a Pep Boys location near you.

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Disclosures

Snap-branded product offering includes retail installment contracts, bank installment loans, and lease-to-own financing. Talk with your local Snap merchant for more details on which product qualifies at your store location. For more detailed information, please visit snapfinance.com/legal/financing-options.

 1 Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications, and your score with those agencies may be affected.

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© 2026 Snap Finance®

For Customers

How It Works
Find a Store
Customer Help
Blog

For Customers

  • How It Works
  • Find a Store
  • Customer Help
  • Blog

For Business

Snap for Your Business
For Developers
Business Help
eBook & Research Library
Business Blog

For Business

  • Snap for Your Business
  • For Developers
  • Business Help
  • eBook & Research Library
  • Business Blog

Browse Stores

Wheel and Tire Financing
Furniture Financing
Appliance Financing
Mattress Financing
Computer Financing
Car Audio Financing
Jewelry Financing

Browse Stores

  • Wheel and Tire Financing
  • Furniture Financing
  • Appliance Financing
  • Mattress Financing
  • Computer Financing
  • Car Audio Financing
  • Jewelry Financing

About Snap

About Us
Products
Life At Snap
Careers
Corporate Social Responsibility
Newsroom

About Snap

  • About Us
  • Products
  • Life At Snap
  • Careers
  • Corporate Social Responsibility
  • Newsroom
PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & Conditions