Holiday mattress sales: The best times to shop and save
A better night's sleep starts with knowing when to shop for your next mattress. Learn how to take advantage of major holiday sales, compare deals across retailers, and find an option that fits your budget.
Key takeaways
Timing matters. Major holidays like Presidents Day, Memorial Day, and Black Friday often bring mattress promotions worth comparing.
Look beyond the discount. Delivery costs, bundled extras, sleep trials, and return policies can make a big difference in a deal's overall value.
Shop for your sleep needs. Prioritize comfort, support, and durability to find a mattress you'll be happy with long after the sale ends.
Sleep now, pay over time. Lease-to-own financing may help shoppers get a new mattress now while making payments over time. No credit needed.1
If you've been waking up sore, tossing and turning, or sleeping on a mattress that's seen better days, a replacement might be on your shopping list. The good news? Holiday mattress sales can offer opportunities to upgrade your sleep without paying full retail price.
From Memorial Day markdowns to Black Friday promotions, mattress retailers often offer discounts throughout the year – but knowing when to shop is only part of the equation. Comparing offers, checking the fine print, and planning your budget can make just as much of a difference.
Here's what to know about the best time to buy a mattress, which sales to watch, and how to get more value from your purchase.
When are the biggest holiday mattress sales in 2026?
When looking for a good time to buy a new mattress, major holiday weekends are a great place to start. Retailers often compete for shoppers with limited-time discounts, bundled accessories, and special offers on popular mattress brands – all of which create ample opportunities to find a deal that fits your needs.
Here are the major 2026 holiday mattress sales to keep on your calendar and what to look for during each shopping event.
New Year's Day (January 1) – Post-holiday clearance and promotions on select mattress models.
Presidents Day (February 16) – Winter mattress sales, brand promotions, and bundled offers.
Memorial Day (May 25) – Spring discounts and potential clearance deals as retailers update inventory.
Fourth of July (July 4) – Midyear markdowns and seasonal promotions from online and in-store retailers.
Labor Day (September 7) – End-of-summer offers and discounts on select inventory.
Black Friday (November 27) – Holiday discounts, limited-time bundles, and promotional pricing.
Cyber Monday (November 30) – Online mattress deals and potentially exclusive digital offers.
While these dates are useful shopping windows, they don't guarantee the lowest price of the year. Retailers may start promotions days or weeks before the actual holiday, and some extend them afterward.
Stay up to date by signing up for retailer emails or start tracking your favorite mattresses a few weeks before a major holiday. This will allow you to compare the sale price against what the mattress normally costs instead of relying only on the advertised discount.
Why do mattresses go on sale during major holidays?
Major holidays tend to inspire a flood of advertisements, especially from mattress retailers. These shopping weekends give retailers an opportunity to attract customers, compete with other brands, and promote new or existing inventory.
Some stores also discount older models or floor samples to make room for different products. Others offer special bundles, such as mattresses paired with adjustable bases, pillows, or bedding.
For shoppers, that can mean more choices at different price points. Just remember that promotions vary by retailer, brand, and location. A mattress advertised at 40% off isn't necessarily a better deal than one with a smaller discount and free delivery, for example.
What's the best time to buy a mattress?
The best time to buy a mattress depends on how soon you need one, which model you're shopping for, and what promotions are available.
Presidents Day, Memorial Day, Labor Day, and Black Friday are all popular times to compare mattress deals. But don't feel like you have to wait months for a specific holiday if your current mattress is making it difficult to get comfortable.
If you're unsure whether it's time for an upgrade, there are a few signs that it's time to replace your mattress. Most mattresses last around 7 to 10 years, although materials, use, and maintenance can affect their lifespan. If your mattress sags, feels lumpy, or leaves you waking up stiff, it may be time to start shopping.
On the other hand, if your current bed is still in good shape, planning ahead gives you more time to compare prices and find a mattress that fits both your sleep needs and your budget.
How can you save more during holiday mattress sales?
A holiday discount sale might catch your eye, but finding the best value takes a little more than comparing sales prices. Before you check out, take a little time to compare what's included in each offer.
Compare the final price, not just the discount. Check the actual cost after promotions, delivery charges, setup fees, and any other required costs.
Look for bundles you'll actually use. Some retailers include pillows, mattress protectors, adjustable bases, or free delivery with qualifying purchases. Compare the bundle against buying only what you need.
Check for additional promotions. Manufacturer rebates, retailer coupons, or price-match policies may offer extra value. Read the terms to see whether you can combine offers.
Consider older models or floor samples. Clearance mattresses may cost less, but inspect their condition and ask whether standard return policies and warranties apply.
Read the sleep trial and return policy. Check how long you have to test the mattress, whether return shipping costs extra, and whether exchanges or restocking fees apply.
Review your payment options. If you'd rather pay over time, compare the payment schedule and total cost before choosing a financing option.
For example, imagine one retailer offers $300 off a mattress while another offers $200 off plus free delivery and a mattress protector. Depending on the original prices and the value of the extras, the second offer could offer a higher value.
The goal isn't to chase the biggest advertised markdown – it's to find the mattress you need at a total cost you're comfortable with.
What should you look for when buying a mattress on sale?
Price matters, but so does getting a mattress you'll be happy sleeping on for years. Before letting a holiday promotion make the decision for you, think about what you actually need from your next bed.
Start with these shopping considerations:
Firmness and support. Side sleepers may prefer more cushioning around their shoulders and hips, while back and stomach sleepers may benefit from firmer support. Your body type and personal comfort also matter.
Mattress materials. Memory foam offers a contouring feel, latex tends to feel more responsive, and hybrid mattresses combine coils with comfort layers.
Motion isolation. If you share your bed, consider how much movement you feel when your partner changes positions.
Temperature regulation. If you sleep hot, compare breathable materials, cooling features, and customer reviews.
Size and compatibility. Make sure the mattress fits your bed frame, foundation, and space before purchasing.
Warranty coverage. Review what's covered, how long protection lasts, and whether specific care requirements apply.
Whenever possible, try a mattress in person or choose a retailer with a sleep trial that gives you enough time to test it at home.
A good mattress doesn't have to be the most expensive option. It just needs to offer the comfort, support, and features that work for you.
Can you use Snap Finance’s lease-to-own financing during holiday mattress sales?
Losing sleep over paying the full cash price upfront? Even with a holiday discount, mattresses are an investment.
Snap Finance offers no-credit-needed lease-to-own financing at participating retailers, giving eligible shoppers a way to get the mattress they need now and make payments over time.¹
With Snap Finance, all credit types are welcome to apply, including shoppers with limited or less-than-perfect credit histories.1
Here's how Snap's lease-to-own financing works:
Find a participating retailer. Shop mattresses at a participating Snap Finance retailer, either online or in person.
Apply for lease-to-own financing. Complete an application online or in-store and receive a decision in seconds with no impact to your FICO® Score.¹
Review your agreement. If approved, check the mattress price, any required initial payment, scheduled payments, total lease cost, and available early ownership options before signing.2
Make payments over time. Snap Finance purchases the eligible merchandise and leases it to you. Make payments according to your agreement, and once you fulfill all its requirements, you obtain ownership.
It's also important to remember that lease-to-own financing doesn't automatically mean you're saving money. While a retailer's holiday promotion may lower the merchandise price, lease costs can increase the total amount you pay. Compare your agreement's total cost against the cash purchase price before deciding.
Rest easy with Snap Finance
A better night's sleep shouldn't start with a rushed buying decision. Whether you're shopping during Black Friday, Memorial Day, or another holiday sale, knowing what you need and what you're comfortable spending can help you choose with confidence.
And if paying upfront doesn't fit your budget, Snap Finance’s lease-to-own financing may be an option for you.
Ready to sleep soundly? Learn how Snap Finance works, including how to apply, make payments, and obtain ownership. Or find participating mattress retailers online or near you to see where you can shop with Snap.
Want to feel even more confident about your next mattress purchase? Narrow your options and understand your choices with these additional resources.
Firm vs. plush: Decoding mattress firmness levels and what they mean
Should you buy your mattress online or in-store? Pros, cons, and tips
The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin.
1 Not all applicants are approved. No credit history is required. Snap obtains information from consumer reporting agencies in connection with your application; this does not impact your FICO® Score, though other credit scores may be affected.
2 The Maximum-Term Plan includes 12–18 month renewable terms and is your highest-cost option. To exercise an early ownership option, including any early buyout promotions, you must make all required payments on time and satisfy the required amount within the applicable timeframe through the customer portal or by contacting Customer Care at 1-877-557-3769. Early buyout promotions may include a cost of lease above the merchandise price. For details and limitations, refer to your lease agreement. See lease agreement for terms, details, and limitations.