Get Appliances Now.Pay Later.
Good credit? Poor credit? No credit?
Snap Finance has you covered with lease-to-own financing and loan options.
Where do you want to shop for appliances?
Apply now. Get an answer in seconds.
We look beyond your credit score, considering you for opportunities others may not.
Shop today.
Use our Store Locator to choose from 150,000+ shops, in-store or online, to get what you need today.
Pay over time.
Our convenient payment options are based on your paydays for an easy, stress-free experience.
Have more questions?
How can I finance appliances with bad credit?
If you’re worried about being denied when you apply for traditional financing, you may want to check out Snap-branded loans or lease-to-own financing. Some appliance retailers offer loans or lease-to-own financing in-store, but you can also apply online and quickly find out if you’re approved before you start shopping.
With Snap, all credit types are welcome to apply. While no credit history is required, not all applicants are approved. Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.
What appliances can you finance?
Generally speaking, most appliances can be financed. This includes kitchen appliances, such as refrigerators, freezers, ovens, ranges, and dishwashers, as well as laundry appliances, such as washing machines and dryers. You may even be able to finance a furnace, AC unit, or water heater.
When is the best time to finance appliances?
If your purchase doesn’t have to be immediate, holding out for a major sale or clearance can be a smart choice. Black Friday appliance deals are often the best of the year, but you’ll also see prices drop around Memorial Day, Independence Day, Presidents Day, and Labor Day. Remember, a lower appliance cost means a lower financing cost.
Shop now, pay later with Snap-branded loans or lease-to-own financing.
