Get Electronics Now.Pay Later.

If poor credit is keeping you from qualifying for standard loans or in-store financing, Snap offers lease-to-own and loan solutions to help. Snap-branded solutions gives those with bad credit the opportunity to get what they need and pay over time. Some electronics stores offer lease-to-own or other financing options on location, but you can always apply online and get preapproved before you even start shopping. It’s easy!

With Snap, all credit types are welcome to apply. While no credit history is required, not all applicants are approved. Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.

When using lease-to-own or loans for electronics, look for a company that makes it convenient. Snap’s easy online application can be completed on your smartphone, and you’re notified of your decision in seconds. When you apply with Snap, you’re also presented with clear and simple terms before you sign your agreement.

Generally, you’ll find deals on electronics towards the end of the year, with Black Friday and Christmas sales discounting popular electronics. Other major holidays that coincide with retail sales include Memorial Day, Independence Day, Presidents Day, and Labor Day. If you’re going to finance an electronics purchase, waiting for one of these holiday sale events events can get you the most bang for your buck.