Shop now.Pay later.
Snap takes a fresh approach to creditworthiness. We look beyond your credit score, considering you for opportunities others may not.
Simple and stress-free with Snap
Pay over time
Our convenient payment plans offer an easy, stress-free experience.
Instant shopping power
Get what you need today and pay over time for furniture, mattresses, wheels, tires, appliances, electronics, and jewelry.
Thousands of choices
Choose from +150,000 shops, in-store and online, to get what you want today with Snap.
Easy to apply
Our application process is quick, and you get a decision in seconds.
What could your lease-to-own payments look like?
Snap offers lending and lease-to-own options with multiple payment and ownership plans that may affect overall cost. Use our calculator to see what your payments might be with a lease-to-own financing agreement. For loan options with Snap, your payments would be different.
Calculations are based on a 2.25 factor rate.
Select Transaction Amount
$1,250.00
$150
$1,250
$2,500
$3,750
$5,000
Adjust the slider to estimate your payments.
How often do you get paid?
For illustrative purposes only.
This is an example of a lease-to-own transaction, based on 36 payments twice a month for a total amount of $2,487.50 with a cost of lease of $2,686.50. Your total approval amount and cost of lease may vary.
Make it merry with Snap
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Hosting for the holidays? Use this shopping guide to make sure your home is ready to welcome guests and create holiday memories.
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Creating a holiday budget and spending wisely now can make a big difference for your family finances in 2025.
A very merry mattress shopping guide
Dreaming of a new mattress? Let our shopping guide help you find the perfect fit, so you can shop right and sleep tight.
So quick, so easy
You’ll love Snap’s clear and simple terms and convenient payment options. Find a store to get started.
Snap has your back
• Apply in minutes, get a decision in seconds
• Approvals range from $300 to $5,000
• No impact to your FICO® credit score to apply
Get more time to pay
Snap offers convenient, hassle-free plans, including options to lower your overall financing costs.
Customer-focused. Honest reviews.
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