Get more time
to pay for
the holidays
to pay for
the holidays
Snap takes a fresh approach to creditworthiness, considering you for opportunities others may not. Say yes to holiday shopping with Snap.
Simple and stress-free with Snap
Pay over time
Our convenient payment plans offer an easy, stress-free experience.
Instant shopping power
Get what you need today and pay over time for furniture, mattresses, wheels, tires, appliances, electronics, and jewelry.
Thousands of choices
Choose from +150,000 shops, in-store and online, to get what you want today with Snap.
Easy to apply
Our application process is quick, and you get a decision in seconds.
What could your lease-to-own payments look like?
Snap offers lending and lease-to-own options with multiple payment and ownership plans that may affect overall cost. Use our calculator to see what your payments might be with a lease-to-own financing agreement. For loan options with Snap, your payments would be different.
Calculations are based on a 2.25 factor rate.
Select Transaction Amount
$1,250.00
$150
$1,250
$2,500
$3,750
$5,000
Adjust the slider to estimate your payments.
How often do you get paid?
For illustrative purposes only.
This is an example of a lease-to-own transaction, based on 36 payments twice a month for a total amount of $2,487.50 with a cost of lease of $2,686.50. Your total approval amount and cost of lease may vary.
Make it merry with Snap
A shopping guide for the ultimate holiday host
Hosting for the holidays? Use this shopping guide to make sure your home is ready to welcome guests and create holiday memories.
Naughty vs. nice financial habits: Which list are you on?
The holiday season shines a light on our good and not-so-good financial habits. Learn how a few simple changes can help you achieve a brighter financial future.
2024 holiday gift guide: What’s hot this season
The 2024 holiday shopping season is here! Discover the season’s must-have items, from electronics to home décor, to streamline your shopping.
So quick, so easy
You’ll love Snap’s clear and simple terms and convenient payment options. Find a store to get started.
Snap has your back
• Apply in minutes, get a decision in seconds
• Approvals range from $300 to $5,000
• No impact to your FICO® credit score to apply
Get more time to pay
Snap offers convenient, hassle-free plans, including options to lower your overall financing costs.
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