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Get approved through Snap Finance for up to $5,000 with bad credit or no credit. Snap Finance has industry-leading approval rates! Get approved for furniture, mattresses, tires, wheels, and more from a merchant near you or online.

While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application. Not all applicants are approved.

Get what you want now with Snap’s convenient lease-to-own financing. All credit types welcome.

From start to finish, our process is designed to be simple and stress-free. It's the fastest way to get what you need TODAY!

While no credit history is required, Snap obtains information from consumer reporting agencies in connection with an application. Not all applicants are approved. As of February 2023, the average approval amount a customer receives is $2,900.

Even with bankruptcy, poor or no credit, we still give you the best chance for approval.

Standard maximum lease term is 12 – 18 months. To exercise the 100-Day Option, consumers must ensure the full 100-day amount is paid within 100 days by contacting Customer Service at 1-877-557-3769 or scheduling payments in the customer portal. The 100-day option includes a cost of lease above the merchandise price.

Plans that work with your paydays and lower cost of ownership with early buyout options.

Their call center is very professional and attentive. They gave me all options available and were able to satisfy all my wants. This is definitely an option for people who have a hard time saving money for things they need or want. Snap is a great option...

Super helpful! Excellent service. They really make it stress free and easy to get the right mattress. Highly recommended.

Well to start with, the staff that treated me was excellent, friendly, good treatment, and also good payment options with the appliances. I loved it. In the future, I will surely look for them again and I recommend it.

Everything was easy. The guy who helped me was nice and informative!! Definitely recommend.

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Shop now for the holidays.Pay later.

Get what you want now with Snap’s convenient lease-to-own financing. All credit types welcome.

It’s quick & easy!

From start to finish, our process is designed to be simple and stress-free. It's the fastest way to get what you need TODAY!

Approvals up to $5,000

Even with bankruptcy, poor or no credit, we still give you the best chance for approval.

Flexible ownership options

Plans that work with your paydays and lower cost of ownership with early buyout options.

Customer-focused. Honest reviews.

Gino G.

Snap helped out in a time of need.

Christopher K.

Super helpful

Erikson A

The staff that treated me was excellent

Stephanie N

Everything was easy and fast

Find stores that offer Snap

Snap Finance goes where you go