Shop now.Pay later.
Snap takes a fresh approach to creditworthiness. We look beyond your credit score, considering you for opportunities others may not.
Simple and stress-free with Snap
Pay over time
Our convenient ownership options are based on your paydays for an easy, stress-free experience.
Instant shopping power
Get what you need today and pay over time for furniture, mattresses, wheels, tires, appliances, electronics, and jewelry.
Thousands of choices
Choose from +150,000 shops, in-store and online, to get what you want today with Snap.
Easy to apply
Our application process is quick, and you get a decision in seconds.
What could your payments look like?
Our payments plans are flexible to fit your paydays and lifestyle, with early buyout options to reduce overall cost.
Calculations are based on a 2.25 factor rate.
Select Transaction Amount
$1,250.00
$150
$1,250
$2,500
$3,750
$5,000
Adjust the slider to estimate your payments.
How often do you get paid?
For illustrative purposes only.
This is an example of a lease-to-own transaction, based on 36 payments twice a month for a total amount of $2,487.50 with a cost of lease of $2,686.50. Your total approval amount and cost of lease may vary.
So quick, so easy
You’ll love Snap’s clear and simple terms and convenient payment options. Find a store to get started.
Snap has your back
• Apply in minutes, get a decision in seconds
• Approvals range from $300 to $5,000
• No impact to your FICO® score
Get more time to pay
Snap offers convenient, hassle-free plans that work with your paydays including options to lower your overall financing costs.
Customer-focused. Honest reviews.
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Snap Finance goes where you go
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