Get Mattresses Now.Pay Later.
Good credit? Poor credit? No credit?
Snap Finance has you covered with lease-to-own financing and loan options.
Where do you want to shop for mattresses?
Apply now. Get an answer in seconds.
We look beyond your credit score, considering you for opportunities others may not.
Shop today.
Use our Store Locator to choose from 150,000+ shops, in-store or online, to get what you need today.
Pay over time.
Our convenient payment options are based on your paydays for an easy, stress-free experience.
Have more questions?
Can you finance a mattress with bad credit?
While having bad credit may limit your options, securing mattress financing is still possible. Snap-branded loans and lease-to-own financing solutions offer a more accessible option for individuals with bad credit or no credit history.
With Snap, all credit types are welcome to apply. While no credit history is required, not all applicants are approved. Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.
Where can I finance a mattress with bad credit?
You can always call and ask your local mattress and furniture stores about their financing options. Or you can save time and apply online for Snap-branded loans or lease-to-own financing in minutes, before you even start shopping. If you're approved, a quick search will give you the names and locations of local businesses that love working with preapproved customers.
Shop now, pay later with Snap-branded loans or lease-to-own financing.
