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Let’s get you back on track

Pick up where you left off to complete your application for up to $5,000¹ in Snap-branded loan options or lease-to-own financing.

1 Approval amounts vary by product type and range from $300 to $5,000, subject to underwriting qualification criteria.

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Have questions? We're here to help.

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How can I contact Snap Finance?

If you have questions, we can help! Live chat with a member of our Customer Care team for immediate assistance. Use our chat feature in the bottom-right corner of your screen to get started.

Customer Service phone hours:

Monday–Friday 6:30 a.m. - 7:00 p.m. MST
Saturday–Sunday  Closed

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Customer Service chat hours:

Monday – Friday 7:00 a.m. - 7:00 p.m. MST
Saturday 8:00 a.m. - 5:30 p.m. MST
Sunday  Closed

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Other ways to contact us:

Phone: 877-557-3769
Email: customer@snapfinance.com
Fax: 866-332-6617
Mailing address: P.O. Box 26561, Salt Lake City, UT 84126

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What are the requirements to apply for Snap Finance?

There are four simple requirements to apply.

• Be old enough to enter into a legally binding contract, which may vary by state or territory 
• Have an active checking account
• Have steady monthly income of at least $750 for lease-to-own financing or $1,000 for loan options
• Provide a valid email address and smartphone number

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How do I apply for Snap Finance?

The application process is simple, and you get a notification of a decision in seconds. Here’s how you can apply.

• Apply online at snapfinance.com or in the Snap Finance mobile app.
• Apply in-store at participating Snap retailers using text-to-apply or QR code and your smartphone or ask a sales representative for more information. Snap is available at thousands of locations.
• Online, you can apply and check out with our select e-commerce Snap Partners.

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Continue in a few simple steps

1. Apply online or in-store on your smartphone 

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2. Get a decision in seconds

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3. If approved, get what you need today and pay over time

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Disclosures

Snap Finance, its affiliates, and partners offer consumers a range of solutions, which may include lease-to-own financing, retail installment contracts, installment loans, and credit cards. Product availability may vary by state, merchant, industry, and qualification criteria. Certain products are issued by independent merchants or bank partners and serviced by Snap
Finance LLC. For more information, visit https://snapfinance.com/legal/products 

1 Approval amounts vary by product type and range from $300 to $5,000, subject to underwriting qualification criteria. For lease-to-own, the approved amount represents the value of merchandise you may be eligible to lease. It is not a loan or extension of credit.

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Snap Finance

© 2026 Snap Finance®

For Customers

How It Works
Find a Store
Customer Help
Blog

For Customers

  • How It Works
  • Find a Store
  • Customer Help
  • Blog

For Business

Snap for Your Business
For Developers
Business Help
eBook & Research Library
Business Blog

For Business

  • Snap for Your Business
  • For Developers
  • Business Help
  • eBook & Research Library
  • Business Blog

Browse Stores

Wheel and Tire Financing
Furniture Financing
Appliance Financing
Mattress Financing
Computer Financing
Car Audio Financing
Jewelry Financing

Browse Stores

  • Wheel and Tire Financing
  • Furniture Financing
  • Appliance Financing
  • Mattress Financing
  • Computer Financing
  • Car Audio Financing
  • Jewelry Financing

About Snap

About Us
Products
Careers
Corporate Social Responsibility
Newsroom

About Snap

  • About Us
  • Products
  • Careers
  • Corporate Social Responsibility
  • Newsroom
PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & ConditionsCookie Preferences