Get Furniture Now.Pay Later.
Good credit? Poor credit? No credit?
Snap Finance has you covered with lease-to-own financing and loan options.
Where do you want to shop for furniture?
Apply now. Get an answer in seconds.
We look beyond your credit score, considering you for opportunities others may not.
Shop today.
Use our Store Locator to choose from 150,000+ shops, in-store or online, to get what you need today.
Pay over time.
Our convenient payment options are based on your paydays for an easy, stress-free experience.
Have more questions?
How can I finance furniture with bad credit?
If you’re worried about being denied when you apply for traditional financing, you may want to check out Snap-branded loans or lease-to-own financing solutions. Some furniture retailers offer loans or lease-to-own financing in-store, but you can also apply online and quickly find out if you’re approved before you start shopping.
With Snap, all credit types are welcome to apply. While no credit history is required, not all applicants are approved. Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.
How to get approved for furniture financing?
You need to apply for furniture financing before you can get approved. Improving your credit score will likely improve your approval chances, although that can take some time. However, having a steady income, an active checking account, and few to no missed payments is a solid place to start.
Shop now, pay later with Snap-branded loans or lease-to-own financing.
