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Get industry && Jewelry Now.Pay Later.

Good credit? Poor credit? No credit?
Snap Finance has got you covered with lease-to-own financing made simple.

Where do you want to shop for jewelry?

find jewelry stores near you

Apply now. Get an answer in seconds.

We look beyond your credit score to give you the best chance of approval.

Shop today.

Use our Store Locator to choose from 150,000+ shops, in-store or online, to get what you need today.

Pay over time.

Our flexible payment options are based on your paydays for an easy, stress-free experience with no hidden costs.

Have more questions?

Yes, you can! Lease-to-own financing from Snap Finance is a fast and flexible solution that can help you bring home the perfect piece.

As long as you know you’ll be able to make your payments on time and can still meet your other financial obligations, then yes! Since some pieces of jewelry, like engagement rings, are expensive, being able to make small payments over time is sometimes the only way to afford such a purchase.

Quickly and easily apply online for Snap’s lease-to-own financing. Once you’ve been approved, you’ll have a better idea of your budget and can start shopping.

Not really. Most, if not all, providers will check your credit in some way when you apply for financing. It helps them get a picture of your financial situation and decide if you can be approved and for how much.

However, not all credit checks show up on your “main” credit report. For example, Snap doesn’t report credit checks to Equifax, TransUnion, or Experian during an approval consideration.

A mindful approach to lease-to-own financing

mom and daughter