Snap Finance Logo
Snap Finance Logo
Snap Finance Logo

    How households are shopping, spending, and paying for the holidays

    Holiday shoppers are making plans for the season, from where and what they’ll buy to how much they’ll spend. Snap Finance surveyed consumers to better understand their holiday shopping and spending habits and how factors including income and age influence those behaviors and preferences. Find out what we learned.

    Download Report
    Download Report
    A character wearing a cap and overalls pushes a shopping cart with a percentage symbol in it. The character is pointing forward. Three hanging ornaments and two wrapped gift boxes are on the right side of the image.A character wearing a cap and overalls pushes a shopping cart with a percentage symbol in it. The character is pointing forward. Three hanging ornaments and two wrapped gift boxes are on the right side of the image.

    More time to pay means more business for you

    Icon of a bar graph with an upward arrow and dollar sign, representing financial growth or increasing profits.

    Increased
    revenue

    Reach more customers and close more sales with our strong approval rates

    Icon of a money bag with a dollar sign

    Supercharged
    sales

    58% of credit-challenged consumers spent more because financing was available.

    Icon of a clock face showing 5 o'clock, representing timely payments.

    Fast
    funding

    Enjoy expedited payments, typically within two business days of merchandise delivery.

    Icon depicting three human silhouettes side by side.

    Expanded
    reach

    Target new and repeat business and generate revenue with our preapproved leads.

    Snap Finance Logo

    For Customers

    • How It Works
    • Find a Store
    • Blog
    • Customer Help

    For Business

    • Snap for Your Business
    • For Developers
    • Business Blog
    • Business Help
    • eBook & Research Library

    Browse Stores

    • Wheel and Tire Financing
    • Furniture Financing
    • Appliance Financing
    • Mattress Financing
    • Computer Financing
    • Car Audio Financing
    • Jewelry Financing

    About Snap

    • About Us
    • Life At Snap
    • Careers
    • Corporate Social Responsibility
    • Newsroom
    PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & Conditions© 2025 Snap Finance®