Snap Finance Logo
Snap Finance Logo
Snap Finance Logo

    Discover how credit-challenged consumers navigate mattress purchases

    Is your business tapping into the potential of credit-challenged customers? These customers often face unique challenges when making major purchases like mattresses. Understanding their shopping and purchasing behaviors can help you provide the right financing options to close more sales and build stronger relationships with these subprime borrowers.

    Snap Finance conducted an in-depth study of consumers with credit scores below 670 who recently purchased a mattress to understand how their financial limitations impacted their decisions. Dive into what we to discovered to gain valuable insights into how credit-challenged customers shop, compare, and complete their purchases.

    Download Fact Sheet
    Download Fact Sheet
    An illustration of a woman relaxing on a bed, holding her phone. On the wall is a framed picture of mountains with a cactus. At the foot of the bed is a potted plant. The image uses a simple color palette of blue, green, yellow, and white.An illustration of a woman relaxing on a bed, holding her phone. On the wall is a framed picture of mountains with a cactus. At the foot of the bed is a potted plant. The image uses a simple color palette of blue, green, yellow, and white.

    More time to pay means more business for you

    Icon of a bar graph with an upward arrow and dollar sign, representing financial growth or increasing profits.

    Increased
    revenue

    Reach more customers and close more sales with our strong approval rates

    Icon of a money bag with a dollar sign

    Supercharged
    sales

    58% of credit-challenged consumers spent more because financing was available.

    Icon of a clock face showing 5 o'clock, representing timely payments.

    Fast
    funding

    Enjoy expedited payments, typically within two business days of merchandise delivery.

    Icon depicting three human silhouettes side by side.

    Expanded
    reach

    Target new and repeat business and generate revenue with our preapproved leads.

    Snap Finance Logo

    For Customers

    • How It Works
    • Find a Store
    • Blog
    • Customer Help

    For Business

    • Snap for Your Business
    • For Developers
    • Business Blog
    • Business Help
    • eBook & Research Library

    Browse Stores

    • Wheel and Tire Financing
    • Furniture Financing
    • Appliance Financing
    • Mattress Financing
    • Computer Financing
    • Car Audio Financing
    • Jewelry Financing

    About Snap

    • About Us
    • Life At Snap
    • Careers
    • Corporate Social Responsibility
    • Newsroom
    PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & Conditions© 2025 Snap Finance®