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Understanding the far-reaching impact of credit challenges

Having a low or subprime credit score changes the financial health and money habits of your customers. We asked consumers with credit scores below 670 about their setbacks, the financial products they use, and their current financial situation. Find out what we learned.

Download Fact Sheet
Download Fact Sheet
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More time to pay means more business for you

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Increased

revenue

Reach more customers and close more sales with our strong approval rates

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Supercharged

sales

58% of credit-challenged consumers spent more because financing was available.

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Fast

funding

Enjoy expedited payments, typically within two business days of merchandise delivery.

Icon depicting three human silhouettes side by side.

Expanded

reach

Target new and repeat business and generate revenue with our preapproved leads.

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© 2026 Snap Finance®

For Customers

How It Works
Find a Store
Customer Help
Blog

For Customers

  • How It Works
  • Find a Store
  • Customer Help
  • Blog

For Business

Snap for Your Business
For Developers
Business Help
eBook & Research Library
Business Blog

For Business

  • Snap for Your Business
  • For Developers
  • Business Help
  • eBook & Research Library
  • Business Blog

Browse Stores

Wheel and Tire Financing
Furniture Financing
Appliance Financing
Mattress Financing
Computer Financing
Car Audio Financing
Jewelry Financing

Browse Stores

  • Wheel and Tire Financing
  • Furniture Financing
  • Appliance Financing
  • Mattress Financing
  • Computer Financing
  • Car Audio Financing
  • Jewelry Financing

About Snap

About Us
Products
Life At Snap
Careers
Corporate Social Responsibility
Newsroom

About Snap

  • About Us
  • Products
  • Life At Snap
  • Careers
  • Corporate Social Responsibility
  • Newsroom
PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & ConditionsCookie Preferences