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    Understanding the far-reaching impact of credit challenges

    Having a low or subprime credit score changes the financial health and money habits of your customers. We asked consumers with credit scores below 670 about their setbacks, the financial products they use, and their current financial situation. Find out what we learned.

    Download Fact Sheet
    Download Fact Sheet
    Illustration of a woman standing next to a stylized armchair. She is holding a smartphone and looking at a thought bubble containing a shopping cart icon with a notification. The image uses a simple color palette of navy blue, green, and orange.Illustration of a woman standing next to a stylized armchair. She is holding a smartphone and looking at a thought bubble containing a shopping cart icon with a notification. The image uses a simple color palette of navy blue, green, and orange.

    More time to pay means more business for you

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    Increased
    revenue

    Reach more customers and close more sales with our strong approval rates

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    Supercharged
    sales

    58% of credit-challenged consumers spent more because financing was available.

    Icon of a clock face showing 5 o'clock, representing timely payments.

    Fast
    funding

    Enjoy expedited payments, typically within two business days of merchandise delivery.

    Icon depicting three human silhouettes side by side.

    Expanded
    reach

    Target new and repeat business and generate revenue with our preapproved leads.

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