Boost your sales now
Maximize sales, drive traffic, and increase customer retention with Snap Finance.
Snap provides lease-to-own financing through thousands of industry-specific retailers.
- Automotive
- Furniture, mattresses, and appliances
- Other industries listed below
Snap works with these specific industries and retailers
Automotive
Tires & rims
Car audio
Appliances
Furniture
Mattresses
TVs
Home audio
Laptops
Computers
Tablets
Jewelry
Lawn and garden
Sporting goods
If you represent a different industry, Snap's lease-to-own financing is unfortunately not available to your customers. Check back with us as this may change.
How Snap works for your business
Quick onboarding
Outstanding bilingual support and seamless integration make it easy to get started with Snap.
Easy applications
Shoppers can apply in minutes, online or in-store, and get a decision in seconds.
Always-on marketing
Snap’s network of preapproved shoppers and our Store Locator mean more business for you.
Here’s what our retail partners say
76%
say customers get more with Snap
75%
report offering Snap has increased sales
83%
say customers are more likely to make a purchase with Snap
More time to pay means more business for you
Increased
revenue
Reach more customers and close more sales with our strong approval rates.¹
Supercharged
sales
58% of credit-challenged consumers spent more because financing was available.²
Fast
funding
Enjoy expedited payments, typically within two business days of merchandise delivery.
Expanded
reach
Target new and repeat business and generate revenue with our preapproved leads.
How Snap can help you and your customers
Snap's loan options or lease-to-own financing may be right for your business, depending on where you're located and what you offer. No matter the option, all credit types are welcome.
$8 Billion
in partner sales
5+ Million
customers served
$13.8 Billion
in EDGE leads sent to our partners
Reach your customers where they shop
In-store
Snap's point-of-purchase marketing materials help you close the sale. Customers can apply from their smartphone using text-to-apply or QR code, or apply from our app. Or guide them through an application on Snap's easy-to-use Merchant Portal.
Online
Snap easily integrates with your e-commerce platform to streamline online sales and financing. To reduce cart abandonment, online shoppers get a decision in seconds and can use their approved amount immediately - and never leave your site.
Making a difference for businesses of every size
“I feel at Snap, they really back up their customer and support us. If we have any questions, they’re ready to answer them. I can text them or call them. They keep me in the loop with all the new features they have. I’m really happy with them.”
"Snap is a quick, easy, within two-day process and the money’s in our bank. We get approvals within minutes. Snap has been a good partner with us. We’re getting a wider customer base for one, and whenever you do that you’re getting more sales."
“We’ve been working with Snap for eight years. Snap helps us close more deals. The customer service is great. I love to work with Snap and look forward to working with them for many more years. If I only had one word to describe Snap, it would be ‘great.’”
Why customers love Snap
Shopping power
Shoppers can get more of what they need and want with approvals up to $5,000.³
Easy applications
Customers apply in minutes with no impact to their FICO® score.⁴
Multiple payment options
Customers choose a plan that works for the, including early payoff and ownership plans that lower overall costs.
¹ Not all applicants are approved. Approvals subject to underwriting qualification criteria
² Proprietary research. Snap Finance, 2023.
³ Average approval amounts vary across product types. Not all applicants will qualify for the maximum amount.
⁴ Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications, and your score with those agencies may be affected.