PLEASE READ
Snap Finance LLC and its affiliated companies (“Snap”) provide these Terms and Conditions of Use (“Terms”), which govern your use of this website, https://snapfinance.com/, and any other websites or mobile applications associated with Snap (collectively, our “Sites”). Please read these Terms carefully before using our Sites. By using our Sites or any of the products and services available on our Sites, you agree to be bound by these Terms. If you do not agree to these Terms, please immediately discontinue using our Sites. By accepting these Terms, you also agree to our Privacy Policy at https://snapfinance.com/privacy, which also governs your visit to our Sites and which is incorporated by reference into these Terms.
THIS AGREEMENT INCLUDES A MANDATORY ARBITRATION AGREEMENT, WHICH MEANS THAT YOU AGREE THAT EITHER YOU OR SNAP MAY ELECT TO HAVE ANY CLAIM (AS DEFINED BELOW) SUBMITTED TO BINDING INDIVIDUAL ARBITRATION RATHER THAN PROCEEDING IN COURT OR BEFORE A JURY. THE ARBITRATION AGREEMENT ALSO INCLUDES A CLASS ACTION WAIVER, WHICH MEANS THAT YOU AGREE TO PROCEED WITH ANY CLAIM INDIVIDUALLY AND NOT AS A MEMBER OF A CLASS ACTION. YOU HAVE A RIGHT TO REJECT THE ARBITRATION AGREEMENT AS DESCRIBED BELOW. PLEASE READ THE ARBITRATION AGREEMENT CAREFULLY.
Content
Our Sites may provide general information about our products and services. Your eligibility for particular products and services is subject to our final determination, restrictions, and acceptance. We may discontinue or make changes to the information, products, licenses, or services described on our Sites at any time. Any dated information is published as of its publication date only. We do not undertake any obligation or responsibility to update or amend any such information. Although we try to provide current information on our Sites, there may be inadvertent, technical, or factual inaccuracies and typographical errors. For these reasons we cannot warrant the accuracy, completeness, or timeliness of the information, text, graphics, links, or other items on our Sites.
Our Sites’ content, including but not limited to all music, audio clips, images, icons, text, design, graphics, code, software, logos, expressions, downloads, interfaces, and ideas, is copyrighted and protected by U.S. and worldwide copyright laws and treaty provisions. In addition, our Sites’ content is protected by patent and trademark laws, the laws of privacy and publicity, and the various communication regulations and statutes. We grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access our Sites and view the content therein on a single browser in accordance with these Terms, and not for distribution, resale, sublicensing, or other unintended usage. We reserve all rights not expressly granted in the foregoing sentence. Any unauthorized use or other activity by you in violation of these Terms will cause the licenses granted to you by us in this paragraph to terminate immediately and automatically.
Links to other websites
Our Sites may contain links to third-party websites, such as social media websites, which we do not own or control, but which are being provided for your convenience. If you visit another website linked from one of our Sites, you do so at your own risk subject to the terms and conditions establish by the operator of that website. The fact that we provide a link to a website does not necessarily mean we endorse, authorize, or sponsor that third-party website, or that we are affiliated with the third-party website’s owners or sponsors. We reserve the right to terminate a link to a third-party website at any time.
Accessing our Sites
Our Sites are not intended to be accessed by persons under the age of 18 years. Our Sites are not intended for access by persons in any jurisdiction or country where such access would be contrary to applicable laws or regulations. You are responsible for compliance with all local laws. By offering information, products, or services via our Sites, no solicitation is made by us to any person in jurisdictions where the provision of our Sites’ information, products, or services is prohibited by law. We may restrict your access to our Sites based on your geographic location.
To access our Sites, you will need a working connection to the Internet via a web browser on your computing device for which you are responsible for all costs, expenses, and fees. From time to time, due to the performance of maintenance, malfunctions or failures of software, equipment, or telecommunications devices, unusual transaction volume, or similar reasons, our Sites may not be accessible to you.
Your access to our Sites is limited to the intended functions of our Sites. Unauthorized use of our Sites and/or our systems, including but not limited to misuse of any information posted on our Sites or unauthorized entry into any of our systems is strictly prohibited. You are prohibited from using our Sites in any manner that:
Accesses data that is not intended for you;
Attempts to harvest, collect, gather, or assemble information or data, including without limitations the identity or data of third party merchants;
Invades the privacy of, obtain the identity of, or obtain any personal information about any other user of our Sites;
Probes, scans, or tests the vulnerability of our Sites, our network, our security, or authentication measures without proper authorization;
Attempts to interfere with service to any user, host, or network or otherwise attempt to disrupt our business, including, without limitation, via means of submitting a virus, overloading, “flooding,” “spamming,” “mail bombing,” or “crashing” our Sites;
Copies, modifies, redistributes, reverse engineers, decompiles, disassembles any aspect of our Sites or any content delivered to you via our Sites, including, without limitation, any audio or video content delivered via our Sites;
Sends unsolicited mail, including promotions and/or advertising of products and services;
Is unlawful, fraudulent, or deceptive;
Communicates any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material;
Encourages conduct that would constitute a criminal offense or that gives rise to civil liability;
Violates these Terms or any other policies or agreements that you enter into with us;
Fails to comply with applicable third-party terms; or
Constitutes any other inappropriate conduct, as determined by us in our sole discretion.
In addition, you may not either directly or through the use of any device, software, Internet site, web-based service, or other means:
Remove, alter, bypass, avoid, interfere with, or circumvent any copyright, trademark, or other proprietary notices marked on the content of our Sites or any digital rights management mechanism, device, or other content protection or access control measure associated with the content on our Sites including geo-filtering mechanisms;
Copy, download, stream capture, reproduce, duplicate, archive, distribute, upload, publish, modify, translate, broadcast, perform, display, sell, transmit, or retransmit the content on our Sites (except as expressly permitted by these Terms);
Incorporate the content on our Sites into, or stream or retransmit the content via any hardware or software application or make it available via frames or in-line links; or
Create, recreate, distribute, or advertise an index or any signification portion of the content on our Sites.