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Experience the Snap difference.

All credit types welcome to apply.¹

Shop now, pay later with Snap’s lease-to-own financing.

  • Get what you need now with approvals from $300 to $5,000.

  • Apply in minutes with no impact to your FICO® score and get a decision in seconds.1

  • Use Snap’s Maximum-Term Plan or choose an early ownership option to save on overall lease costs.2

Need financing? Snap Loan® can help.

  • Get the services and products you need now.

  • Approvals from $300 to $5,000.

  • Apply in minutes, get a decision in seconds.

You’ll love

Seen Mastercard®

Seen Mastercard® is a third-party credit card offered by Seen and available to select Snap Finance customers.

Enjoy no security deposit

Find out what you qualify for instantly

Start spending today while you wait for your physical card

See if I qualify

The Seen Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard® International Incorporated.

Phone displaying credit card management app with 'Seen' branding and a physical blue credit card in background

The Seen Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard® International Incorporated.

Snap-branded product offering includes retail installment contracts, bank installment loans, and lease-to-own financing. Talk with your local Snap sales representative for more details on which product qualifies at your store location. For more detailed information, please visit snapfinance.com/legal/financing-options.

¹Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications, and your score with those agencies may be affected.

© 2026 Snap Finance®

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© 2026 Snap Finance®

For Customers

How It Works
Find a Store
Customer Help
Blog

For Customers

  • How It Works
  • Find a Store
  • Customer Help
  • Blog

For Business

Snap for Your Business
For Developers
Business Help
eBook & Research Library
Business Blog

For Business

  • Snap for Your Business
  • For Developers
  • Business Help
  • eBook & Research Library
  • Business Blog

Browse Stores

Wheel and Tire Financing
Furniture Financing
Appliance Financing
Mattress Financing
Computer Financing
Car Audio Financing
Jewelry Financing

Browse Stores

  • Wheel and Tire Financing
  • Furniture Financing
  • Appliance Financing
  • Mattress Financing
  • Computer Financing
  • Car Audio Financing
  • Jewelry Financing

About Snap

About Us
Products
Life At Snap
Careers
Corporate Social Responsibility
Newsroom

About Snap

  • About Us
  • Products
  • Life At Snap
  • Careers
  • Corporate Social Responsibility
  • Newsroom
PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & Conditions