Snap Finance Logo
How It WorksFind a StoreFor BusinessHelp
Snap Finance Logo
Snap Finance Logo
  • How It Works

  • Find a Store

  • For Business

  • Help
  • - Customers
    - Merchant Partners

Experience the Snap difference.
All credit types welcome to apply.¹

Shop now, pay later with Snap's lease-to-own financing

• Get what you need now with approvals from $300 to $5,000

• Apply in minutes with no impact to your FICO® score and get a decision in seconds¹

• Choose from convenient ownership options

What is Snap Leasing?

With lease-to-own financing, Snap pays for merchandise upfront. You take it home and lease it from Snap until you’ve completed the terms of your lease and take full ownership. 

Need financing?
Snap Loan® can help

• Get the services and products you need now

• Approvals from $300 to $5,000

• Apply in minutes, get a decision in seconds

What is Snap Loan?

Snap Loan is an unsecured installment loan originated by our bank partner and serviced by Snap Finance. Your approved amount can be used for products and services.

Snap also offers a retail installment contract (RIC) between you and your merchant. With RIC, you make payments over time for certain products and services through Snap Finance.

You’ll love

Seen Mastercard®

Seen Mastercard® is a third-party credit card offered by Seen and available to select Snap Finance customers.

Enjoy no security deposit

Find out if you're approved instantly

Start spending today while you wait for your physical card

Phone displaying credit card management app with 'Seen' branding and a physical blue credit card in backgroundNavy blue Mastercard with 'Seen' branding next to phone showing the card's digital management interface

The Seen Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard® International Incorporated.

Snap-branded product offering includes retail installment contracts, bank installment loans, and lease-to-own financing. Talk with your local Snap sales representative for more details on which product qualifies at your store location. For more detailed information, please visit snapfinance.com/legal/financing-options.

¹Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications, and your score with those agencies may be affected.

Snap Finance Logo

For Customers

  • How It Works
  • Find a Store
  • Blog
  • Customer Help

For Business

  • Snap for Your Business
  • For Developers
  • Business Blog
  • Business Help
  • eBook & Research Library

Browse Stores

  • Wheel and Tire Financing
  • Furniture Financing
  • Appliance Financing
  • Mattress Financing
  • Computer Financing
  • Car Audio Financing
  • Jewelry Financing

About Snap

  • About Us
  • Life At Snap
  • Careers
  • Corporate Social Responsibility
  • Newsroom
PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & Conditions© 2025 Snap Finance®