Experience the Snap difference.
All credit types welcome to apply.¹
Shop now, pay later with Snap's lease-to-own financing
• Get what you need now with approvals from $300 to $5,000
• Apply in minutes with no impact to your FICO® score and get a decision in seconds¹
• Choose from convenient ownership options
What is Snap Leasing?
With lease-to-own financing, Snap pays for merchandise upfront. You take it home and lease it from Snap until you’ve completed the terms of your lease and take full ownership.
Need financing?
Snap Loan® can help
• Get the services and products you need now
• Approvals from $300 to $5,000
• Apply in minutes, get a decision in seconds
What is Snap Loan?
Snap Loan is an unsecured installment loan originated by our bank partner and serviced by Snap Finance. Your approved amount can be used for products and services.
Snap also offers a retail installment contract (RIC) between you and your merchant. With RIC, you make payments over time for certain products and services through Snap Finance.
You’ll love
Seen Mastercard®
Seen Mastercard® is a third-party credit card offered by Seen and available to select Snap Finance customers.
Enjoy no security deposit
Find out if you're approved instantly
Start spending today while you wait for your physical card
The Seen Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard® International Incorporated.
Snap-branded product offering includes retail installment contracts, bank installment loans, and lease-to-own financing. Talk with your local Snap sales representative for more details on which product qualifies at your store location. For more detailed information, please visit snapfinance.com/legal/financing-options.
¹Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications, and your score with those agencies may be affected.