Snap Finance Logo

Shop now, pay later with Snap

You may be approved for up to $5,000 in lease-to-own financing, even with bad credit.

Snap’s got you covered

Get the appliances, furniture, mattresses, tires, and more you need today and pay later with Snap’s lease-to-own financing.

Here’s how it works

1

Apply online or in-store

2

Get a decision in seconds

3

Take home what you need today and pay over time

What you need to apply

It’s simple and easy.

• Be of legal age to enter into a contract

• Have a steady monthly income of at least $750

• Have an active checking account

• Provide a valid email address and smartphone number

What is lease-to-own financing?

Get what you need without paying for it upfront
With lease-to-own financing, Snap pays for the merchandise upfront, so we own it. You take it home and lease it from us until you make all your payments. Then it’s yours. It’s that simple.

Simple. Convenient. Accessible.

Sometimes you need more time to pay, no matter how your finances stack up. Get it now with Snap.