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While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application. Not all applicants are approved.

Snap Finance has got you covered with lease-to-own financing made simple.

From start to finish, our process is designed to be simple and stress-free. It's the fastest way to get what you need TODAY!

While no credit history is required, Snap obtains information from consumer reporting agencies in connection with an application. Not all applicants are approved. As of February 2023, the average approval amount a customer receives is $2,900.

Even with bankruptcy, poor or no credit, we still give you the best chance for approval.

Standard maximum lease term is 12 – 18 months. To exercise this option, consumers must ensure the full 100-day amount is paid within 100 days by contacting Customer Service at 1-877-557-3769 or scheduling payments in the customer portal. The 100-day option includes a cost of lease above the merchandise price.

Plans that work with your paydays and lower cost of ownership with early payoff options.

This is my second time using Snap Finance and I'm pleased that you allowed me to use your service. You were there when I needed you and I hope that your company…

Excellent customer care! Patient, knowledgeable, clear guidance and full disclosure of terms, safe and secure handling of my new account!

I purchased a living room set last November. I like the payments, they are very cheap to me at $51 every two weeks. My credit isn't so good so I was happy they gave me…

I was having car trouble and Snap Finance made everything easy and convenient. Great customer service. When I needed help/answers they were quick to assist me. No waiting…

A mindful approach to lease-to-own financing

Get approved through Snap Finance for up to $5,000 with bad credit or no credit. Snap Finance has industry-leading approval rates! Get approved for furniture, mattresses, tires, wheels, and more from a merchant near you or online.

Get Tires & Rims Now.Pay Later.

Good credit? Poor credit? No credit?

Snap Finance has got you covered with lease-to-own financing made simple.

It’s quick & easy!

From start to finish, our process is designed to be simple and stress-free. It's the fastest way to get what you need TODAY!

Approvals up to $5,000

Even with bankruptcy, poor or no credit, we still give you the best chance for approval.

Flexible ownership options

Plans that work with your paydays and lower cost of ownership with early payoff options.

Customer-focused. Honest reviews.

Charles A.

This is my second time using Snap…

Kimberly M.

Best Experience!

Carmen

I'm pleased with the company as of today

Larry N.

Car trouble

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A mindful approach to lease-to-own financing