Shop now. Pay later.
Apply in minutes, get a decision in seconds for up to $5,000 in Snap-branded loans or lease-to-own financing.
Real people. Real life.
"It was very, very convenient to my pocket. I wouldn't let go of this opportunity to give that special touch to my apartment."
"Using Snap today was so easy. I was able to do it on my phone and it took about two minutes."
"We slept on an air mattress and it was very uncomfortable. Snap saved my life!"
Here’s how it works
Apply online, in-store or on your smartphone
Get a decision in seconds
If approved, get what you need today and pay over time
Who is Snap Finance?
Snap Finance LLC is a digital finance company that specializes in assisting its affiliates and financing partners in providing consumer lease-to-own and loan financing options. Founded in 2012, Snap provides these services via e-commerce, brick-and-mortar merchants, and directly to consumers through snapfinance.com. Snap is a technology and data-driven company, dedicated to delivering simple and easy access to our financial products.
How do I apply for Snap?
Our application process is simple, and you get a notification of approval in seconds. You can
- Apply online at snapfinance.com.
- Apply in-store at a Snap Partner through our text-to-apply feature on your smartphone or with the help of a sales representative. We have thousands of stores that offer Snap.
- Apply and check out online with our select e-commerce Snap Partners.
What are the approval amounts?
Snap approves amounts from $300 to $5,000.
What types of things can I finance with Snap?
With Snap-branded products you can finance furniture, mattresses, wheels, tires, appliances, electronics, and jewelry. See our Store Locator to find a Snap Partner online or near you.
Can I still be approved for Snap if I have bad credit?
Snap uses a proprietary approval process to look beyond your credit score. We consider customers for opportunities others may not, including those with bad credit, no credit, or bankruptcy in their past.
Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.
Shop now, pay later with Snap-branded loans or lease-to-own financing.
