No credit or bad credit.
Get an answer in seconds, with approval amounts up to $5,000!
Real people. Real life.
"It was very, very convenient to my pocket. I wouldn't let go of this opportunity to give that special touch to my apartment."
"Using Snap today was so easy. I was able to do it on my phone and it took about two minutes."
"I was so relieved to have the option to pay this off in installments."
"We slept on an air mattress and it was very uncomfortable. Snap saved my life!"
Here’s how it works
Who is Snap Finance?
Snap Finance LLC is a digital finance company that specializes in assisting its affiliates and financing partners in providing consumer lease-to-own and loan financing options. Founded in 2012, Snap provides these services via e-commerce, brick-and-mortar merchants, and directly to consumers through snapfinance.com. Snap is a technology and data-driven company, dedicated to delivering simple and easy access to our financial products.
How do I apply for Snap?
Our application process is simple, and you get a notification of approval in seconds. You can
- Apply online at snapfinance.com.
- Apply in-store at a Snap Partner through our text-to-apply feature on your smartphone or with the help of a sales representative. We have thousands of stores that offer Snap.
- Apply and check out online with our select E-commerce Snap Partners.
How much can I get a lease approved for by Snap?
Snap approves amounts from $250 to $5,000.
What types of things can I finance with Snap?
When you lease-to-own with Snap, you can finance furniture, mattresses, wheels, tires, appliances, electronics, and jewelry. See our Store Locator to find a Snap Partner online or near you.
Can I still be approved for Snap if I have bad credit?
Absolutely! Snap uses a proprietary approval process that gives you the best chance of being approved. While we may not be able to approve all applicants, we specialize in helping those with bad credit, bankruptcy, or who have struggled with credit issues in the past.