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Partner with Snap and grow your business

Get real results and more transactions with Snap's no commitment lease-to-own financing solution. Drive more sales, reach more customers, and grow your business with Snap.

A salesperson shows a fridge to a customer in a store, holding a notepad. Shelves and product displays are in the background.A salesperson shows a fridge to a customer in a store, holding a notepad. Shelves and product displays are in the background.

Start enjoying the Snap advantage

Quick onboarding

Outstanding bilingual support and seamless integration make it easy to get started with Snap.

Two women in a showroom look at a brochure together, surrounded by furniture. One wears a blue polo and lanyard; the other, a blue blouse.
No credit needed1

Capture customers you might otherwise lose since all credit types are welcome to apply for Snap's lease-to-own financing.

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Always-on marketing

Snap's network of pre-approved shoppers drive more transactions and growth for your business.

A smiling couple examines modern wooden cabinets in a furniture store, surrounded by various home furnishings.

Experience the difference Snap makes for our partners2

75%

say partnering with Snap increased their revenue

76%

report customers spend more with Snap

83%

say they’re more likely to close the sale with Snap

More time to pay means more business for you

Card showing a 24% increase in revenue growth rate with a rising line graph, labeled "since last period."
Increased revenue

Help more customers and close more sales with our strong approval rates.3

Illustration of three overlapping notifications with checkmarks, each reading "Payment received," with colorful accents on the left.
Supercharged sales

71% of lease-to-own users spent more because financing was available.4

Three cards labeled "Order," "Delivery," and "Payment" with icons, arranged in a sequence, indicating a transaction process.
Fast funding

Enjoy expedited payments, typically within two business days of merchandise delivery.

A dashboard displaying analytics: Total visits at 4.8K, Impressions up 28%, and Engagement up 21% since the last period.
Expanded reach

Target new and repeat business and generate revenue with our preapproved leads.

The Snap impact

$9B+

in funded partner sales

6M+

customers served by Snap

30K+

Snap partners

Making a difference for businesses of every size

Shawn A.

Big O Tires | Thornydale, AZ

"Snap is a quick, easy, within two-day process and the money's in our bank. We get approvals within minutes. Snap has been a good partner with us. We're getting a wider customer base for one, and whenever you do that you're getting more sales."

A man in a cap and polo shirt stands in front of stacked tires, with a blurred tire display in the background.Play Icon

Aroldo S.

Deviate Autosport | Houston, TX

"I feel at Snap, they really back up their customer and support us. If we have any questions, theyre ready to anser them. I can text them or call them. They keep me in the loop with all the new features they have. I’m really happy with them."

Man in black "DEVIATE Autostyling" shirt stands in a colorful, striped room with automotive decor.Play Icon

Mateo B.

A&R Furniture | Online Merchant

"We’ve been working with Snap for eight years. Snap helps us close more deals. The customer service is great. I love to work with Snap and look forward to working with them for many more years. If I only had one word to describe Snap, it would be ‘great.’”

A man in a gray suit and blue polka dot shirt stands indoors, with blurred furniture and decor in the background.Play Icon

Shawn A.

Big O Tires | Thornydale, AZ

"Snap is a quick, easy, within two-day process and the money's in our bank. We get approvals within minutes. Snap has been a good partner with us. We're getting a wider customer base for one, and whenever you do that you're getting more sales."

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Man with a beard wearing a "DEVIATE AUTOSPORT" shirt, standing indoors with shelves and equipment in the background.
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A person with short hair and a beard, wearing a gray blazer over a patterned shirt, standing indoors with a blurred background.
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Excellent rating
Based on verified reviews
Google Reviews | See allGoogle Reviews | See all

Discover why our customers and partners trust Snap.

Why customers love Snap

More spending power

Shoppers can get more of what they need and want with approvals up to $5,000 in lease-to-own funding.4

Feature card image

Easy application

Customers apply in minutes with no impact to their FICO® score.¹

Woman using smartphone in a furniture store, standing near a sign about approval up to $5,000.

Shop now, pay later

More time to pay means more shopping power for customers and increased sales for you.

Woman signs on a clipboard held by a delivery worker next to a van, while another worker carries a package.

Disclosures

The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin.

1 Not all applicants are approved. Approvals subject to underwriting qualification criteria.

2 Proprietary research, “Snap Merchant Pulse Survey.” October, 2023.

3 Proprietary research, “Understanding and Meeting the Needs of Consumers Facing Credit Challenges.” Snap Finance, October 2024.

4 Approval amounts range from $300 to $5,000 and depend on underwriting qualification criteria.

© 2026 Snap Finance®

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© 2026 Snap Finance®

For Customers

How It Works
Find a Store
Customer Help
Blog

For Customers

  • How It Works
  • Find a Store
  • Customer Help
  • Blog

For Business

Snap for Your Business
For Developers
Business Help
eBook & Research Library
Business Blog

For Business

  • Snap for Your Business
  • For Developers
  • Business Help
  • eBook & Research Library
  • Business Blog

Browse Stores

Wheel and Tire Financing
Furniture Financing
Appliance Financing
Mattress Financing
Computer Financing
Car Audio Financing
Jewelry Financing

Browse Stores

  • Wheel and Tire Financing
  • Furniture Financing
  • Appliance Financing
  • Mattress Financing
  • Computer Financing
  • Car Audio Financing
  • Jewelry Financing

About Snap

About Us
Products
Life At Snap
Careers
Corporate Social Responsibility
Newsroom

About Snap

  • About Us
  • Products
  • Life At Snap
  • Careers
  • Corporate Social Responsibility
  • Newsroom
PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & ConditionsCookie Preferences