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2025 subprime financing study

How and why do small businesses use subprime or tertiary financing, including installment loans and lease-to-own financing? New research from Snap Finance explores the impact of inclusive financing – and how businesses like yours can better reach the subprime market. Download our 2025 subprime financing study to learn more.

More time to pay means more business for you

Increased

revenue

Reach more customers and close more sales with our strong approval rates

Supercharged

sales

58% of credit-challenged consumers spent more because financing was available.

Fast

funding

Enjoy expedited payments, typically within two business days of merchandise delivery.

Expanded

reach

Target new and repeat business and generate revenue with our preapproved leads.