Snap Finance Logo
Snap Finance Logo
Snap Finance Logo

    Get new furniture now. Pay later.

    Get it now and pay later with worry-free lease-to-own financing.

    Apply Now

    It's quick & easy!

    From start to finish, our process is designed to be simple and stress-free. Our application asks just 10 questions.

    Apply Now

    Shop today, locally or online

    Use our Store Locator to choose from 150,000 shops, in-store or online, to get what you need today. You have up to 60 days to use your approved amount.

    Apply Now
    a couple talking
    STEP 1

    Apply now, get an answer in seconds

    Snap looks beyond your credit score, considering you for opportunities others may not.

    phone
    STEP 2

    Shop today

    Love it? Shop for what you need today, in-store or online.

    Illustrated figure pushing shopping cart filled with electronics including a washing machine and guitar
    Illustrated figure pushing shopping cart filled with electronics including a washing machine and guitar
    STEP 3

    Pay over time

    Our plans are based on your paydays for a convenient, stress-free experience.

    phone

    Customer-focused. Honest reviews.

    Because our customers come first

    AM

    Amy McLaughlin

    Jan 30,2023
    Questions Answered

    I had questions about my payments and the 100 day option. Barbara was very helpful and patient with me. I asked her many questions and she answered all of them, making sure I understood my options. Wonderful customer service!

    Read more on Trustpilot
    AG

    Angeline G.

    Dec 16,2022
    The application process was fast

    The application process was fast, easy and efficient! No gimmicks, felt safe and was approved in minutes

    Read more on Trustpilot
    NM

    Nick M.

    Dec 03,2022
    Exceptional Service

    Fast, efficient, and had answers to everything I needed. The customer service was next level. Because of people like my agent that assisted me who are in the industry are the reason why I will continue to use snap financing in the future.

    Read more on Trustpilot
    JD

    Justin D.

    Nov 08,2022
    Snap Finance has significantly been a...

    Snap finance has significantly been a great help to me over the past months, especially when it comes to the servicing of my vehicles. Thanks to the Snap family for helping me out whenever I applied for a loan 🙌

    Read more on Trustpilot

    Stores in my area

    Three illustrated figures standing together in a casual scene, one looking at a device

    Get more time to pay with lease-to-own financing from Snap

    Apply Now
    Cheerful family
    Snap Finance Logo

    For Customers

    • How It Works
    • Find a Store
    • Blog
    • Customer Help

    For Business

    • Snap for Your Business
    • For Developers
    • Business Blog
    • Business Help
    • eBook & Research Library

    Browse Stores

    • Wheel and Tire Financing
    • Furniture Financing
    • Appliance Financing
    • Mattress Financing
    • Computer Financing
    • Car Audio Financing
    • Jewelry Financing

    About Snap

    • About Us
    • Life At Snap
    • Careers
    • Corporate Social Responsibility
    • Newsroom
    PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & Conditions© 2025 Snap Finance®