Get what you love now. Pay later.
Take it home today with Snap's lease-to-own financing. All credit types are welcome to apply.
Easy to apply, get a decision in seconds
No credit history required to apply
No impact to your FICO® score
Snap makes lease-to-own financing simple
Pay over time
Our ownership plans are based on your paydays to make it simple.
Instant shopping power
Get what you need today and pay over time for furniture, mattresses, wheels, tires, appliances, electronics, and jewelry.
Thousands of choices
Choose from +150,000 shops, in-store and online, to get what you want today with Snap's lease-to-own financing.
Easy to apply
Apply in minutes and get a decision in seconds for Snap's lease-to-own financing.
What you need to apply for Snap's lease-to-own financing
Be old enough to enter into a legal contract
Have a steady income of $750 or more per month
Have an active checking account
Can provide a valid email address and smartphone number
Snap is the industry leader in lease-to-own financing
+5 million
Lease-to-own customers served since 2012
+1 million
Lease-to-own customers served last year
$300 - $5,000
Approval range
