Get the furniture you love now. Pay later.

Our flexible leases help you take it home today. All credit types are welcome with Snap’s easy lease-to-own financing.

Apply in minutes, get a decision in seconds
No impact to your FICO® score
No credit history required

Snap makes lease-to-own financing easy

Pay over time

Our multiple ownership options are based on your paydays for easy, stress-free furniture store financing.

Instant shopping power

Get the furniture you need today. Your dollar goes further with Snap.

Thousands of choices

Choose from +150,000 shops, in-store and online, to get what you want today from a furniture store near you.

Easy to apply

Our application process is quick, and you get a notification of approval status in seconds for lease-to-own furniture financing…

What you need to apply for Snap’s lease-to-own financing

Be old enough to enter into a legally binding contract in your state

Have a steady income of $750 or more per month

Have an active checking account

Can provide a valid email address and smartphone number

Snap is the industry leader in lease-to-own financing

+4 million

Lease-to-own customers served since 2012

+900K

Lease-to-own customers served last year

$2,900

Average approval amount

Happy customers. Rave reviews.

RG

Rob G.

This service helped me cover a car repair

This service helped me cover a substantial car repair without having to outlay any of my own cash at the time of repair. Then, when I needed customer support, Fernanda was super helpful and was able to ensure that my loan was paid off timely.

KM

Kimberly M

Best Experience!

Excellent customer care! Patient, knowledgeable, clear guidance and full disclosure of terms, safe and secure handling of my new account!

CA

Charles A

This is my second time using Snap…

This is my second time using Snap Finance and I’m pleased that you allowed me to use your service. You were there when I needed you and I hope that your company…

CA

Carmen A

I’m pleased with the company as of today

I purchased a living room set last November. I like the payments, they are very cheap to me at $51 every two weeks. My credit isn’t so good so I was happy they gave me…