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Tire and rim lease-to-own financing

Shop now, pay later with tire and rim lease-to-own financing from Snap Finance. No credit needed.1

Get the tire brands you love – at the tire stores you shop – with Snap. Lease-to-own is tire financing that works for you.

Won’t affect your FICO® score to apply1

Lease-to-own tire financing, simplified

Pay for tires over time

Use Snap’s 12-18 month lease plan (the default plan) or choose an early ownership option to reduce overall tire costs.2

Two cards showing two different payment options. One is for payments every other week, the other for monthly payments. Two cards showing two different payment options. One is for payments every other week, the other for monthly payments.
A couple browsing a laptop togetherA couple browsing a laptop together. Two cards with two separate payment plans are overlaid.

Instant shopping power

Get furniture, tires, electronics, appliances, mattresses and more today with lease-to-own financing.

Three cards noting steps to take. 1. Find 2. Apply 3. ShopThree cards noting steps to take. 1. Find 2. Apply 3. Shop
Two men speaking in front of a truck.Two men speaking in front of a truck. Overlaid are three cards noting steps to take. 1. Find 2. Apply 3. Shop

Shop the tire stores you love

Shop in-store or online at thousands of stores. Find a store online or ask in-store about using Snap.

Three cards showing different stores to shop at. Three cards showing different stores to shop at.
A woman looking at her phone in a tire shop.A woman looking at her phone in a tire shop. Overlaid are three cards showing different stores to shop at.

Easy application

Apply for up to $5,000 in lease-to-own tire financing, get a decision in seconds.3

A card with a message that says "You're approved for up to $2,725"A card with a message that says "You're approved for up to $2,725"
A woman shopping for a couch. A woman shopping for a couch. Overlaid is a card with a message that says "You're approved for up to $2,725"

What you need to apply

Be old enough to enter into a legal contract

A bubble that says 18+ and a card icon.

Steady monthly income of at least $750

A calendar icon and a bubble with the number $750

Active checking account

An icon of a bank check

Valid email address and smartphone number

An email icon and sample phone number
People faces

Trusted by more than 5 million customers

Worry-free icon

Worry-free

No impact to your FICO score when you apply.1


Excellent rating

Based on verified reviews

Google Reviews | See all

Google Reviews | See All

Multiple Categories

What are you shopping for?

Over 100K shops. Shop by category.

Tires & Rims

Tires & Rims

Furniture

Furniture

Electronics

Electronics

Mattresses

Mattresses

Car Audio

Car Audio

Appliances

Appliances

Auto Service

Auto Service

Jewelry

Jewelry

Explore

Explore

Disclosures

The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin. 

Some restrictions may apply on leasable auto parts, electronics, or sporting goods. Please check with merchants for details.

1 Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications, and your score with those agencies may be affected.

2 The default payment plan is the Maximum-Term Plan, which includes 12- to 18-month renewable terms and is your highest cost option. To exercise an early ownership option, including the 100-Day Option, customers must make all regular payments on time and ensure the required amount is paid within the applicable timeframe via the customer portal or by contacting Customer Care at 1-877-557-3769. The 100-Day Option may include a cost of lease above the merchandise price.

3 Approval amounts vary from $300 to $5,000, subject to underwriting, and apply only to the cash price of leased items. 

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© 2026 Snap Finance®

For Customers

How It Works
Find a Store
Customer Help
Blog

For Customers

  • How It Works
  • Find a Store
  • Customer Help
  • Blog

For Business

Snap for Your Business
For Developers
Business Help
eBook & Research Library
Business Blog

For Business

  • Snap for Your Business
  • For Developers
  • Business Help
  • eBook & Research Library
  • Business Blog

Browse Stores

Wheel and Tire Financing
Furniture Financing
Appliance Financing
Mattress Financing
Computer Financing
Car Audio Financing
Jewelry Financing

Browse Stores

  • Wheel and Tire Financing
  • Furniture Financing
  • Appliance Financing
  • Mattress Financing
  • Computer Financing
  • Car Audio Financing
  • Jewelry Financing

About Snap

About Us
Products
Life At Snap
Careers
Corporate Social Responsibility
Newsroom

About Snap

  • About Us
  • Products
  • Life At Snap
  • Careers
  • Corporate Social Responsibility
  • Newsroom
PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & ConditionsCookie Preferences