Get the NFM furniture you love now. Pay later.
Take home your NFM purchase today with Snap's lease-to-own financing. All credit types are welcome to apply.¹
Apply in minutes, get a decision in seconds¹
No impact to your FICO® score to apply¹
No credit needed¹
Snap makes lease-to-own financing easy
Pay over time
Snap’s multiple ownership plans are based on your paydays for stress-free lease-to-own furniture financing.
Instant shopping power
Get the furniture you need today from NFM and pay over time with Snap.
Easy to apply
Apply in minutes and get a decision in seconds for Snap’s lease-to-own furniture financing.
What you need to apply for Snap's lease-to-own financing
Be old enough to enter into a legally binding contract in your state
Have a steady income of $750 or more per month
Have an active checking account
Can provide a valid email address and smartphone number
Snap is an industry leader in lease-to-own financing
5 million+
Lease-to-own customers served since 2012
1 million+
Lease-to-own customers served last year
$300 - $5,000
Approval range
¹Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.
The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin