Close the sale with Snap.
Turn shoppers into buyers with Snap Finance. Let’s work together to help the 1 in 3 consumers with low or subprime credit get what they need.1
Experience the difference Snap makes for our partners2
75%
say partnering with Snap increased their revenue
76%
report customers spend more with Snap
83%
say they’re more likely to close the sale with Snap
Have questions about partnering with Snap?
Call: 855-752-0853
Are you a current Snap Merchant looking for support?
Call: 877-789-4384
Have questions about partnering with Snap?
Call: 855-752-0853
Are you a current Snap Merchant looking for support?
Call: 877-789-4384
Tap in to an untapped market
106M
U.S. consumers are unable to secure credit at mainstream rates.3
Snap and our partners look at more than traditional credit scores to determine creditworthiness. Customers who have been turned down by other providers are often approved.
Snap and our partners look at more than traditional credit scores to determine creditworthiness. Customers who have been turned down by other providers are often approved.
106M
U.S. consumers are unable to secure credit at mainstream rates.3
$8B+
in funded partner sales
5M+
customers served by Snap
50K+
Snap partners
Making a difference for businesses of every size
"Snap is a quick, easy, within two-day process and the money's in our bank. We get approvals within minutes. Snap has been a good partner with us. We're getting a wider customer base for one, and whenever you do that you're getting more sales."
Aroldo S.
Deviate Autosport | Houston, TX
"I feel at Snap, they really back up their customer and support us. If we have any questions, theyre ready to anser them. I can text them or call them. They keep me in the loop with all the new features they have. I’m really happy with them."
Mateo B.
A&R Furniture | Online Merchant
"We’ve been working with Snap for eight years. Snap helps us close more deals. The customer service is great. I love to work with Snap and look forward to working with them for many more years. If I only had one word to describe Snap, it would be ‘great.’”
Shawn A.
Big O Tires | Thornydale, AZ
"Snap is a quick, easy, within two-day process and the money's in our bank. We get approvals within minutes. Snap has been a good partner with us. We're getting a wider customer base for one, and whenever you do that you're getting more sales."
Discover why our customers and partners trust Snap.
How Snap works for your business
Increased revenue
Boost your sales and average order value with strong approval rates.4
Quick onboarding
Getting started is easy with Snap's bilingual support and access to support 7 days a week by phone, email, or chat.
Fast funding
You'll get paid within two business days of merchandise delivery or completion of services.
Shopping power
Customers apply in minutes for approvals up to $5,000 and get a decision in seconds.5
Results-driven marketing
Drive sales with our network of preapproved shoppers, Store Locator, and attention-grabbing point-of-sale marketing materials.
Easy applications and quick decisions
Customers apply online or in-store, by text or QR code, with no impact to their FICO® credit score.6
Power your business with Snap
Maximize sales for your business in sectors including tires and rims, furniture, auto service, mattresses, appliances, electronics, and more.
In-store
Snap’s point-of-purchase marketing materials help you close the sale. Customers can apply from their smartphones using text-to-apply or QR code, or apply from our app. Or guide them through an application on Snap’s easy-to-use Merchant Portal.
Online
Snap easily integrates with your e-commerce platform to streamline online sales and financing. To reduce cart abandonment, online shoppers get a decision in seconds and can use their approved amount immediately – and never leave your site.
Disclosures
1 “670 Credit Score: Is it Good or Bad?” Experian.
2 Merchant Pulse Study. Snap Finance, 2023.
3 “Financial Inclusion and Access to Credit.” OliverWyman, January 12, 2022.
4 Not all applicants are approved. Approvals subject to underwriting qualification criteria.
5 Average approval amounts vary across product types and range from $300 to $5,000. Subject to underwriting qualification criteria.
6 Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications, and your score with those agencies may be affected.