Snap Finance Logo

Shop now.
Pay later.

Snap takes a fresh approach to creditworthiness. We look beyond your credit score, considering you for opportunities others may not.

Simple and stress-free with Snap

Icon of a calendar

Pay over time

Our convenient ownership options are based on your paydays for an easy, stress-free experience.

Icon of a shopping cart

Instant shopping power

Get what you need today and pay over time for furniture, mattresses, wheels, tires, appliances, electronics, and jewelry.

Icon of a store front

Thousands of choices

Choose from +150,000 shops, in-store and online, to get what you want today with Snap.

Icon of a thumbs-up with three stars

Easy to apply

Our application process is quick, and you get a decision in seconds.

What could your payments look like?

Our payments plans are flexible to fit your paydays and lifestyle, with early buyout options to reduce overall cost.

Calculations are based on a 2.25 factor rate.
Select Transaction Amount

$1,250.00

$150

$1,250

$2,500

$3,750

$5,000

Adjust the slider to estimate your payments.

How often do you get paid?

For illustrative purposes only.

This is an example of a lease-to-own transaction, based on 36 payments twice a month for a total amount of $2,487.50 with a cost of lease of $2,686.50. Your total approval amount and cost of lease may vary.

Payment plan
$74.35
Twice a Month
Estimated # of payments

36

Total payments

$2,487.50

Get Started

So quick, so easy

You’ll love Snap’s clear and simple terms and convenient payment options. Find a store to get started.

Snap has your back

• Apply in minutes, get a decision in seconds
• Approvals range from $300 to $5,000
• No impact to your FICO® score

Get more time to pay

Snap offers convenient, hassle-free plans that work with your paydays including options to lower your overall financing costs.

Customer-focused. Honest reviews.

GG

Gino G.

Snap helped out in a time of need.

Their call center is very professional and attentive. They gave me all options available and were able to satisfy all my wants. This is definitely an option for people who have a hard time saving money for things they need or want. Snap is a great option...

CK

Christopher K.

Super helpful

Super helpful! Excellent service. They really make it stress free and easy to get the right mattress. Highly recommended.

EA

Erikson A

The staff that treated me was excellent

Well to start with, the staff that treated me was excellent, friendly, good treatment, and also good payment options with the appliances. I loved it. In the future, I will surely look for them again and I recommend it.

SN

Stephanie N

Everything was easy and fast

Everything was easy. The guy who helped me was nice and informative!! Definitely recommend.

Rated 'Excellent' on

Trustpilot logo

Find stores that offer Snap

Snap Finance goes where you go

Download our new mobile app

Man with his phone