Shop now.Pay later.
Snap takes a fresh approach to creditworthiness. We look beyond your credit score, considering you for opportunities others may not.
Simple and stress-free with Snap
Pay over time
Our convenient plans are based on your paydays for an easy, stress-free experience.
Instant shopping power
Get what you need today and pay over time for furniture, mattresses, wheels, tires, appliances, electronics, and jewelry.
Thousands of choices
Choose from +150,000 shops, in-store and online, to get what you want today with Snap.
Easy to apply
Our application process is quick, and you get a decision in seconds.
What could your lease-to-own payments look like?
Snap offers lending and lease-to-own options with multiple payment and ownership plans that may affect overall cost. Use our calculator to see what your payments might be with a lease-to-own financing agreement. For loan options with Snap, your payments would be different.
Calculations are based on a 2.25 factor rate.
Select Transaction Amount
$1,250.00
$150
$1,250
$2,500
$3,750
$5,000
Adjust the slider to estimate your payments.
How often do you get paid?
For illustrative purposes only.
This is an example of a lease-to-own transaction, based on 36 payments twice a month for a total amount of $2,487.50 with a cost of lease of $2,686.50. Your total approval amount and cost of lease may vary.
So quick, so easy
You’ll love Snap’s clear and simple terms and convenient payment options. Find a store to get started.
Snap has your back
• Apply in minutes, get a decision in seconds
• Approvals range from $300 to $5,000
• No impact to your FICO® credit score to apply
Get more time to pay
Snap offers convenient, hassle-free plans that work with your paydays including options to lower your overall financing costs.
Customer-focused. Honest reviews.
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