Sometimes you need something now, but paying for it all upfront isn’t possible. With the Snap Finance app, applying for lease-to-own financing is quick and easy – right from your smartphone.
Key takeaways
You can start your application and get a decision in minutes, all from your mobile device.
Use your fingerprint or facial recognition to log in and securely pre-fill application fields if you’re a returning customer.
The app lets you track application status, manage payments, and find partner stores near you.
From mattresses to tires, the Snap Finance app is a convenient way to apply for lease-to-own financing.
Sometimes you need something now, but paying for it now feels impossible. Whether it's a new mattress, a set of tires, or a new softa, waiting isn't always an option. Snap Finance lease-to-own financing can be a great solution, even if you have less-than-perfect credit.1
Looking for a fast and simple way to see if you’re approved for lease-to-own financing? The easiest and quickest way to get started is to apply using the award-winning Snap Finance app. From downloading the app to getting a decision in minutes, here's what you need to know to get started.
Why use the app?
You can apply for Snap Finance online or use the Snap Finance app. Our simple and convenient app is designed to make your life easier with features that simplify the entire lease-to-own financing process.
A streamlined experience: The app is optimized for mobile devices, which means the application is easy to navigate. You can fill out your information quickly - the entire process is designed to be completed in just a few minutes.
Secure and simple login: Forget trying to remember another password. The app supports biometric login, allowing you to access your account securely with your fingerprint or facial recognition. This feature also helps pre-fill your data if you’re a returning customer, saving you even more time.
Manage everything in one place: The app is more than just an application tool. Once you're approved, it becomes your central hub for managing your lease-to-own agreement. You can track your application status in real-time, find partner stores near you with the built-in Store Locator, and manage your payments directly from your phone.
Step-by-step: How to download the Snap Finance app
Getting started is simple. Just follow these five easy steps to download the Snap Finance app and complete your application.
Step 1: Visit the App Store or Google Play
Open the app store on your smartphone. If you have an iPhone, use the link to go to the Apple App Store. If you use an Android device, open the Google Play store. You can also find the store icon on your phone's home screen.
Step 2: Search for and install the app
Use the links to go directly to the Snap Finance app. Or, in the search bar at the top of the store, type "Snap Finance" and press enter. The official app should be the first result. Tap the "Get" or "Install" button to begin the download. The app is free and only takes a moment to install on your device.
Step 3: Open the app and create your account
Once the download is complete, find the Snap Finance icon on your home screen and tap to open it. If you're a new user, you'll need to create an account. This is a quick process that requires some basic information. If you've used Snap before, you can log in with your existing credentials.
Step 4: Start your application
After logging in, you’ll land on the app's home screen. You will see a clear button or prompt to "Start Application." Tap it to begin. The form is straightforward and guides you through each section, asking for necessary details such as your personal information and income.
Step 5: Get a decision in minutes
Once you’ve completed all the required fields and submitted your application, you won’t have to wait long. Snap’s technology works quickly to review your information, and in most cases, you’ll receive a decision in seconds.
What you’ll see in the app
To make it even clearer, here’s a look at what the process looks like inside the Snap Finance app.
Start your application from the home screen.
It’s easy to add information about you and your finances.
You’ll receive a decision directly within the app, letting you know your approved amount instantly.
Tips to speed up your decision
Want to make the process even faster? Here are a few tips to help you quickly apply and get your decision:
Have your information ready: Before you start, make sure you have your mobile number, email address, and a valid government-issued ID handy. Having these details ready to go will help you quickly complete the application.
Use pre-filled fields: If you’re a returning customer, the app can securely save your information. Take advantage of pre-filled fields to save time and reduce the chance of typos.
Enable push notifications: When you first open the app, it will ask if you want to allow push notifications. Say yes! This allows the app to send you real-time updates on your application status, so you’ll know the moment a decision is made.
Ready to apply? Download the app now
The Snap Finance app is the most convenient way to apply for lease-to-own financing. With a streamlined process, secure login, and quick decisions, you can get the purchasing power you need for furniture, tires, mattresses, and more in just minutes.
Stop waiting and start shopping. Download the app today and see how much you can be approved for.
Snap makes it easy to stay on top of your lease
If approved, you can manage your lease from the app.
Access lease details. Review information about current payment plan, repayment, and how to contact your retailer.
View transactions. Check balances and view transactions, anytime, anywhere.
Manage payments. Make an additional one-time payment using a credit or debit card or schedule a future one-time payment. You can also use the app to change or add a payment method at any time.
Explore ownership options. Determine if switching to a different ownership plan is right for you.
Access account information. View your lease agreement details, including the full lease agreement.
Helpful resources
Want to learn more about how lease-to-own financing works with Snap? Check out these helpful links.
The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin.
1 Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.