The road to retirement looks different for everyone, but having a clear plan can ease the journey – regardless of your age or income. Discover retirement insights and challenges and how a few simple steps can help.  

Key retirement takeaways

• Many Americans retire earlier than expected due to life events and shifting priorities.
• Savings levels and financial pressures vary widely by generation. It’s important to tailor savings strategies by age.
• Debt remains a major roadblock that keeps many people from contributing more toward retirement.
• Even small savings steps make a difference. Automating contributions and leveraging employer benefits can help build momentum.