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Shop now, pay later with Snap

You may be approved for up to $5,000 in lease-to-own financing, even with bad credit.
Apply Now
Apply Now

Snap’s got you covered

Get the appliances, furniture, mattresses, tires, and more you need today and pay later with Snap’s lease-to-own financing.
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Here’s how it works

1

Apply online or in-store

2

Get a decision in seconds

3

Take home what you need today and pay over time

What you need to apply

It’s simple and easy.

• Be of legal age to enter into a contract

• Have a steady monthly income of at least $750

• Have an active checking account

• Provide a valid email address and smartphone number

man looking his phone

What is lease-to-own financing?

Get what you need without paying for it upfront
With lease-to-own financing, Snap pays for the merchandise upfront, so we own it. You take it home and lease it from us until you make all your payments. Then it’s yours. It’s that simple.
a couple talking

Simple. Convenient. Accessible.

Sometimes you need more time to pay, no matter how your finances stack up. Get it now with Snap.
Apply Now
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© 2026 Snap Finance®

For Customers

How It Works
Find a Store
Customer Help
Blog

For Customers

  • How It Works
  • Find a Store
  • Customer Help
  • Blog

For Business

Snap for Your Business
For Developers
Business Help
eBook & Research Library
Business Blog

For Business

  • Snap for Your Business
  • For Developers
  • Business Help
  • eBook & Research Library
  • Business Blog

Browse Stores

Wheel and Tire Financing
Furniture Financing
Appliance Financing
Mattress Financing
Computer Financing
Car Audio Financing
Jewelry Financing

Browse Stores

  • Wheel and Tire Financing
  • Furniture Financing
  • Appliance Financing
  • Mattress Financing
  • Computer Financing
  • Car Audio Financing
  • Jewelry Financing

About Snap

About Us
Products
Life At Snap
Careers
Corporate Social Responsibility
Newsroom

About Snap

  • About Us
  • Products
  • Life At Snap
  • Careers
  • Corporate Social Responsibility
  • Newsroom
PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & ConditionsCookie Preferences