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Quit mourning

missed sales

Turn customer rejection into real revenue with Snap Finance. We help customers of all credit types get what they need, when they need it.¹
Learn More About Snap
Learn More About Snap
Learn More About Snap
Two men smiling in a tire shop, with a message indicating approval for up to $2,600.Two men smiling in a tire store, one holding a phone. A message reads, "You're approved for up to $2,600."

Experience the difference Snap makes for our partners²

75%

say partnering with Snap increased their revenue

76%

report customers spend more with Snap

83%

say they’re more likely to close the sale with Snap

Snap Finance

© 2026 Snap Finance®

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Snap Finance

© 2026 Snap Finance®

For Customers

How It Works
Find a Store
Customer Help
Blog

For Customers

  • How It Works
  • Find a Store
  • Customer Help
  • Blog

For Business

Snap for Your Business
For Developers
Business Help
eBook & Research Library
Business Blog

For Business

  • Snap for Your Business
  • For Developers
  • Business Help
  • eBook & Research Library
  • Business Blog

Browse Stores

Wheel and Tire Financing
Furniture Financing
Appliance Financing
Mattress Financing
Computer Financing
Car Audio Financing
Jewelry Financing

Browse Stores

  • Wheel and Tire Financing
  • Furniture Financing
  • Appliance Financing
  • Mattress Financing
  • Computer Financing
  • Car Audio Financing
  • Jewelry Financing

About Snap

About Us
Products
Careers
Corporate Social Responsibility
Newsroom

About Snap

  • About Us
  • Products
  • Careers
  • Corporate Social Responsibility
  • Newsroom
PrivacyWebsite Terms of UseProductsAccessibilityApplication Terms & ConditionsCookie Preferences

Have questions about partnering with Snap?

Call: 855-752-0853

Are you a current Snap Merchant looking for support?

Call: 877-789-4384

Have questions about partnering with Snap?

Call: 855-752-0853

Are you a current Snap Merchant looking for support?

Call: 877-789-4384

Tap in to an untapped market

Snap and our bank partners look at more than traditional credit scores to determine creditworthiness. Customers who have been turned down by other providers are often approved. 

Snap and our bank partners look at more than traditional credit scores to determine creditworthiness. Customers who have been turned down by other providers are often approved. 

$10B+

in funded partner sales

7M+

customers served by Snap

50K+

Snap partners 

How Snap works for your business

Two men are in a tire shop; one is standing beside a red car on a lift, the other is holding a clipboard, discussing something together.

Increased revenue

Boost your sales and average order value with strong approval rates.1

Two women standing in a showroom, smiling and discussing brochures, surrounded by furniture and cushions.

Quick onboarding

Getting started is easy with Snap's bilingual support and access to support 7 days a week by phone, email, or chat.

A woman opens a refrigerator door in a modern kitchen while a man watches with crossed arms, both smiling.

Fast funding

You'll get paid within two business days of merchandise delivery or completion of services.

A woman signs a document handed by a delivery worker as another man stands by a van holding a package.

Shopping power

Customers apply in minutes for approvals up to $5,000 and get a decision in seconds.4

Two women sit on a couch, smiling and using a tablet, with a sign offering loan approvals up to $5,000 nearby.

Results-driven marketing

Drive sales with our network of preapproved shoppers, Store Locator, and attention-grabbing point-of-sale marketing materials.

A man in a denim shirt sits on a couch, smiling at his phone, holding a mug. The room is cozy with cushions and a blurred background.

Easy applications and quick decisions

Customers apply online or in-store, by text or QR code, with no impact to their FICO® credit score.1

Disclosures

Snap-branded product offering includes retail installment contracts, bank installment loans, and lease-to-own financing. For more detailed information, please visit snapfinance.com/legal/products

¹Not all applicants are approved. Approvals subject to underwriting qualification criteria.
²Merchant Pulse Study. Snap Finance, 2023.
³Financial Inclusion and Access to Credit.” OliverWyman, January 12, 2022.
⁴Average approval amounts vary across product types and range from $300 to $5,000. Subject to underwriting qualification criteria.