Choosing the right lease-to-own company for you in Los Angeles, CA
Looking for a lease-to-own financing option near you in Los Angeles, CA and wondering how Snap Finance and Acima Leasing compare? Consider what products you can lease, where you can shop with lease-to-own financing, requirements to apply, and how the process works from start to finish. Snap Finance or Acima Leasing? Decide which option fits your needs best.
Shopping with lease-to-own financing in Los Angeles, CA: Snap Finance vs. Acima Leasing
Lease-to-own financing helps many people get what they need, including those with low or no credit. One in four consumers (24%) with low credit scores have used lease-to-own financing in the past five years, according to recent research from Snap Finance.
What are your lease-to-own shopping options in Los Angeles, CA? Shop online or at a store near you in Los Angeles, CA with Snap Leasing™ or Acima Leasing. Lease-to-own is typically available for big-ticket durable items – appliances, tires, electronics, jewelry, mattresses, furniture, car audio, and more.3 In general, services and consumable goods are not leasable.
How Snap Finance works in Los Angeles, CA
If you choose Snap Finance in Los Angeles, CA, the Snap Leasing process is straightforward.
- Apply online or in-store at an approved retailer
- Get a decision in seconds
- Shop with your approval amount
Snap Finance approval amounts range from $300 to $5,000 in lease-to-own financing. The Acima Leasing website has details on their approval amounts.
With lease-to-own financing, if you’re approved you select the eligible products you want to get with your approval amount. The company, such as Snap Finance or Acima Leasing, will purchase the merchandise on your behalf, and you’ll choose a payment plan that works for you. Once you’ve made all payments and completed the terms of the lease, the merchandise is yours.
What is the maximum term for Snap Finance?
In a lease-to-own agreement, you’ll make payments over a maximum term unless you choose to buy out your lease early. The Snap Leasing maximum-term length is 18 months.
Do I need good credit to get lease-to-own financing in Los Angeles, CA?
No. You may be approved for lease-to-own financing even if you have less-than-perfect credit. Each company has their own approval criteria, but both Snap Finance and Acima Leasing look at more than your credit score to make an approval decision. Keep in mind that not all applicants are approved.
What do I need to apply for lease-to-own financing in Los Angeles, CA?
Here are the requirements to apply for Snap Finance lease-to-own financing:
- Be old enough to enter into a legal contract (18+ in most states)
- Steady monthly income of at least $750
- Active checking account
- Valid email address and smartphone number
The requirements to apply for Acima Leasing are somewhat similar, but there are differences. The Acima Leasing website has more information.
Get it now with Snap Finance lease-to-own financing in Los Angeles, CA
Snap Finance offers Los Angeles, CA shoppers a fast, convenient way to get the items they need now and pay later. When selecting a lease-to-own provider, it’s important to consider the stores you can shop, the application and approval process, and qualification requirements. With Snap Finance, it’s fast and easy to find a store, review Snap Finance lease-to-own works, and apply.
What are you shopping for in Los Angeles, CA? Snap Finance can help you shop now, pay later.