Life happens.
We can help.
Join the millions of people who choose to shop now and pay later with Snap Finance. No credit needed.
Snap makes it easy to apply
Snap has your back with approval amounts that range from $300 - $5,000. Apply now with no impact to your FICO® score, either online or at a participating location.
All you need to apply
Be old enough to enter into a legal contract
Steady monthly income of at least $750 or $1,000, depending on product
Active checking account
Valid email address and smartphone number
Get more time to pay
Get what you need when you need it – without paying for it all upfront. Depending on where you live you may be required to make an initial payment at the time of transaction.
Convenient, hassle-free payments are based on your paydays, with options to complete your agreement early and save.
With lease-to-own financing, Snap purchases the merchandise upfront so they own it. You take it home and lease it from Snap until you make all your payments. Then it’s yours. It’s that simple.
Snap Loan is an unsecured installment loan originated by Snap’s bank partner and serviced by Snap Finance. Your approved amount can be used for products and services, and you make payments over time through Snap Finance.
Some merchants may also offer a retail installment contract (RIC), which is an agreement originated by your merchant and serviced by Snap Finance. Your approved amount can be used for products and services, and you make payments over time through Snap Finance.