

When an appliance suddenly fails, it can disrupt your family’s routine and create stress, especially if it’s a fridge or washer. Acting fast and knowing your options makes all the difference. Learn how to replace appliances quickly, what to look for in same-day models, and how Snap Finance can help with lease-to-own financing.
Measure your space, prioritize must-have features, and plan for delivery or disposal to replace appliances efficiently.
Look for in-stock models, standard sizes, reliable brands, and key features that meet your immediate needs.
Convenient payment options make it easier to shop for urgent appliance replacement now and pay over time.
There’s nothing worse than opening the fridge and realizing your food is no longer cold. For homeowners or renters, a broken appliance can feel like a crisis. Groceries start to spoil, meals get disrupted, and the stress piles up. The good news is, you don’t have to face it alone. With the right plan, you can replace appliances fast and keep your home running smoothly.
In this guide, we’ll walk you through quick steps to get a new fridge or appliance when time is tight, what to look for in same-day replacements, how Snap Finance can help you apply for lease-to-own financing in minutes, and where to find emergency appliance options near you.
Quick checklist for replacing appliances fast
When an appliance fails unexpectedly, it’s helpful to have a checklist to guide your next steps. Here’s a simple plan to replace your appliance without added stress:
First, ask yourself how quickly you need a replacement. A broken fridge or freezer is an urgent issue. You can’t wait too long without risking food spoilage. On the other hand, a dishwasher or microwave, although inconvenient, might give you a little more wiggle room. Knowing the urgency helps you decide whether same-day delivery or quick financing is necessary.
Take measurements
Before shopping for a replacement, measure the space where your appliance sits. Note the height, width, and depth, and don’t forget to account for door clearance. Many people buy appliances that don’t fit because they skip this step. Having accurate measurements saves time and avoids costly returns.
List your must-have features
Even in an emergency, it’s essential to prioritize what matters most. Do you need a fridge with a freezer on top or bottom? Are energy-efficient water dispensers vital to you? Make a short list of features you can’t live without. This helps narrow your options quickly.
Check your budget
Unexpected appliance failure can hit your wallet hard. Before browsing, know your budget and consider lease-to-own financing options. With Snap Finance, you can apply for lease-to-own financing in minutes, get a decision in seconds, and, if approved, shop for kitchen appliances from over 150,000 partner retailers nationwide.
Research delivery and installation times
If you need your appliance today, call stores directly to ask about same-day delivery or in-store pickup. Knowing what’s available locally will save you from unnecessary trips or delays.
Prepare for disposal
Don’t forget your old appliance. Many retailers offer removal services for old fridges, washers, and dryers. If your store doesn’t, check with your local waste management service. Proper disposal prevents safety hazards and clears space for your new appliance.
By following this checklist, you’ll move from panic to action, making the replacement process smoother and less stressful.
What to look for in a same-day model
When time is tight, your priority is to find an appliance that’s ready to go. Here’s what to look for in a same-day model:
Availability
Look for appliances that are already in stock at your local store. Online shopping is great, but if you need a fridge or washer today, focus on stores with immediate availability. Many stores have “in-stock now” filters to help you find what you need.
Standard sizes
Same-day models are often available in standard dimensions. Stick to common sizes unless you have unique space requirements. This increases your chances of finding an appliance that fits and is ready for fast delivery.
Essential features over extras
In an emergency, focus on the basics. For a fridge, cooling performance and storage space are the most critical factors. For washers and dryers, consider load capacity and reliability. Fancy features like smart technology or extra compartments can wait until you have more time.
Energy efficiency
Even when replacing appliances quickly, it’s a good idea to check for energy efficiency. Energy-efficient models save money in the long run and may qualify for rebates. Look for the ENERGY STAR label. It’s a simple way to identify efficient appliances.
Reliable brand reputation
In an urgent situation, you want an appliance that works reliably. Stick with brands that have a history of durability. Quick replacements are stressful enough. Don’t risk a second breakdown with a poorly reviewed model.
Return and warranty policies
Even in a rush, check return and warranty policies. A short window for returns or a solid warranty protects you if the appliance doesn’t meet your needs. This ensures you’re covered even after the purchase is made.
By focusing on these factors, you’ll find an appliance that’s ready for immediate use, fits your home, and lasts.
Apply in minutes with Snap Finance
For homeowners and renters, one of the biggest worries during an appliance emergency is cost. Paying for a new fridge or washer all at once isn’t always feasible.
Snap Finance helps you apply for lease-to-own financing in minutes and get a decision in seconds, no credit needed.1 Here’s why it’s perfect for urgent situations:
Fast online application
You can complete the application in minutes from your phone or computer. There’s no lengthy paperwork, and you’ll get a decision in seconds.
Convenient payment options
If approved, Snap Finance allows you to pay over time. This makes replacing a fridge, stove, or washer more accessible.
Wide network of retailers
Snap Finance partners with thousands of appliance stores, allowing you to choose where to shop.
Using Snap means you can shop for a new appliance now and pay for it over time. It’s a practical solution when you need help fast.
Where to find emergency replacement appliances in your area
Once you’ve decided to replace your appliance and arranged financing, the next step is finding a replacement nearby. Here are some tips:
Major appliance retailers
Big-box stores often have a large selection of in-stock appliances and offer same-day delivery. Check stores like Home Depot, Lowe’s, Best Buy, or regional chains. Call ahead to confirm availability and delivery options.
Local appliance stores
Smaller stores sometimes carry hidden gems. They may have floor models or clearance items that can be taken home immediately.
Warehouse clubs
If you have a membership at Costco, Sam’s Club, or BJ’s, check their appliance sections. They often have ready-to-go models at competitive prices, and some even include delivery and installation.
Online marketplaces with local pickup
Websites like Craigslist, Facebook Marketplace, or OfferUp can connect you with nearby sellers who have appliances ready for immediate pickup. Ensure that you verify the condition, size, and function before making a purchase. Keep in mind that only new appliances can be leased with Snap Finance.
By knowing where to look, you’ll save time and reduce stress when your appliance fails unexpectedly. Fast action means less spoiled food, fewer interrupted meals, and a smoother recovery from an emergency.
Stay cool under pressure (And keep your food that way too)
Appliance failure doesn’t have to bring your household to a halt. By following a quick checklist, selecting the right same-day model, and utilizing Snap Finance, you can shop for a fridge, washer, or other essential appliance now and pay later.
With these steps, you’ll stay cool under pressure, keep your food safe, and minimize stress. Appliance emergencies happen, but with a plan in place, your family can bounce back quickly, keeping meals, schedules, and peace of mind intact.
Interested in knowing more? Check out these additional resources from Snap Finance:
Appliance financing myths (and what actually happens with Snap)
Holiday cooking made easy: Must-have kitchen appliances for Thanksgiving on a budget
Small kitchen, big feast: Appliances for cooking in tiny apartment spaces
The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin.
1Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.